Ocean Isle Beach · Ocean Isle Beach, NC

1844 Oak Harbor Drive SW #25

Ocean Isle Beach, NC · 1,804 sqft

$475,000

  • 3Beds
  • 3Baths
  • 1,804SqFt
  • 2026Year
  • 1Days on market

About this home

New Construction in progress ---Beautiful ranch-style home located in the desirable Oak Harbour Subdivision Phase III at Ocean Isle Beach. This thoughtfully designed 3-bedroom, 3-bathroom home also features a flexible bonus room, offering versatile space for a home office, guest suite, or additional living area. Showcasing a warm farmhouse aesthetic with soft, neutral tones throughout, this home blends modern coastal living with timeless comfort and style. The open-concept layout is designed for both everyday living and entertaining. Enjoy the perfect balance of privacy and convenience, just minutes from the Intracoastal Waterway with access to the community dock and pier, as well as a short drive to the Ocean Isle Beach Pier, local shopping, dining, and entertainment. Whether you're seeking a primary residence, vacation retreat, or investment opportunity, this home delivers the ideal setting for your coastal lifestyle in one of the area's most sought-after communities. Current list price includes planned specifications and finishes as of the listing date. Price may be adjusted as construction progresses or selections are modified.

Property details

Beds
3
Baths
3
SqFt
1,804
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Style
Farmhouse
Heating
Electric, Heat Pump, Propane
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab

Features

  • Attic Stairs Pulldown
  • Kitchen Island
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,436/ month

Principal & interest
$2,941
Property tax (~0.90%)
$356
Homeowners insurance
$138
HOA dues

Down payment

$23,750 down · $451,250 financed

Income to qualify (28% rule)

~$147,282 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.