Cornelius · Cornelius, NC
18418 Torrence Chapel Estates Circle
Cornelius, NC · 2,161 sqft
$549,900
Reduced from $590,000
- 4Beds
- 2Baths
- 2,161SqFt
- 2004Year
- 43Days on market
About this home
Welcome to this beautifully maintained home nestled on a spacious, tree-lined lot just minutes from Lake Norman and the heart of Cornelius. Offering a functional layout and versatile living spaces, this home combines comfort, convenience, and an unbeatable location. The main level features an open-concept living area with abundant natural light, durable flooring, and seamless flow into the kitchen with Granite counters, Stainless Steel appliances, abundant cabinetry for storage and tile backsplash and dining spaces, creating an ideal setting for everyday living and entertaining. Office/Sunroom/Flex Room offers plenty of natural light. The primary suite offers a private retreat complete with a generously sized walk-in closet featuring custom built-in shelving and organization systems plus an ensuite with garden tub/shower combo. Additional bedrooms provide flexibility for family, guests, or a home office, while a full secondary bath serves the upper level. A spacious bonus room/bedroom with vaulted ceilings offers endless possibilities as a media room, playroom, fitness area, or additional living space. Step outside to enjoy the elevated back deck overlooking a large, private backyard shaded by mature trees. The expansive yard provides plenty of room for outdoor recreation, gardening, pets, and entertaining, while the detached storage shed offers convenient space for tools, equipment, and seasonal items. Located near Lake Norman, residents can enjoy easy access to boating, fishing, waterfront dining, and year-round recreation. It is a true MUST SEE!
Property details
- Beds
- 4
- Baths
- 2
- SqFt
- 2,161
- Lot
- —
- Year built
- 2004
- Type
- Single Family
- Days on market
- 43
- Garage
- 2
- Style
- Transitional
- Heating
- Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Vinyl
- HOA dues
- $360 / yr
Features
- Attic Stairs Pulldown
- Entrance Foyer
- Open Floorplan
- Pantry
- Storage
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,008/ month
- Principal & interest
- $3,405
- Property tax (~0.90%)
- $412
- Homeowners insurance
- $160
- HOA dues
- $30
Down payment
$27,495 down · $522,405 financed
Income to qualify (28% rule)
~$171,793 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 36 photos
About Cornelius
Lake Norman · Old Town walkable
North Mecklenburg lake town between Huntersville and Davidson — Old Town walkability, Lake Norman shoreline, and a tighter inventory profile than its neighbors.


