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Cornelius · Cornelius, NC

18418 Torrence Chapel Estates Circle

Cornelius, NC · 2,161 sqft

$549,900

Reduced from $590,000

  • 4Beds
  • 2Baths
  • 2,161SqFt
  • 2004Year
  • 43Days on market

About this home

Welcome to this beautifully maintained home nestled on a spacious, tree-lined lot just minutes from Lake Norman and the heart of Cornelius. Offering a functional layout and versatile living spaces, this home combines comfort, convenience, and an unbeatable location. The main level features an open-concept living area with abundant natural light, durable flooring, and seamless flow into the kitchen with Granite counters, Stainless Steel appliances, abundant cabinetry for storage and tile backsplash and dining spaces, creating an ideal setting for everyday living and entertaining. Office/Sunroom/Flex Room offers plenty of natural light. The primary suite offers a private retreat complete with a generously sized walk-in closet featuring custom built-in shelving and organization systems plus an ensuite with garden tub/shower combo. Additional bedrooms provide flexibility for family, guests, or a home office, while a full secondary bath serves the upper level. A spacious bonus room/bedroom with vaulted ceilings offers endless possibilities as a media room, playroom, fitness area, or additional living space. Step outside to enjoy the elevated back deck overlooking a large, private backyard shaded by mature trees. The expansive yard provides plenty of room for outdoor recreation, gardening, pets, and entertaining, while the detached storage shed offers convenient space for tools, equipment, and seasonal items. Located near Lake Norman, residents can enjoy easy access to boating, fishing, waterfront dining, and year-round recreation. It is a true MUST SEE!

Property details

Beds
4
Baths
2
SqFt
2,161
Lot
Year built
2004
Type
Single Family
Days on market
43
Garage
2
Style
Transitional
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Vinyl
HOA dues
$360 / yr

Features

  • Attic Stairs Pulldown
  • Entrance Foyer
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,008/ month

Principal & interest
$3,405
Property tax (~0.90%)
$412
Homeowners insurance
$160
HOA dues
$30

Down payment

$27,495 down · $522,405 financed

Income to qualify (28% rule)

~$171,793 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Cornelius

Lake Norman · Old Town walkable

North Mecklenburg lake town between Huntersville and Davidson — Old Town walkability, Lake Norman shoreline, and a tighter inventory profile than its neighbors.

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