Charlotte · Charlotte, NC
1837 Umstead Street
Charlotte, NC · 2,228 sqft
$899,900
- 4Beds
- 2.5Baths
- 2,228SqFt
- 2016Year
About this home
Welcome to the heart of Villa Heights, one of Charlotte's most sought-after neighborhoods, where urban convenience meets neighborhood charm. Just minutes from Uptown, this vibrant community is known for its walkability, local coffee shops, parks, breweries, and popular restaurants, making it easy to enjoy everything the city has to offer. This move-in ready 4-bedroom home offers a spacious, open-concept layout designed for both everyday living and entertaining. The bright, flowing floor plan creates the perfect gathering space, while the generous bedrooms provide flexibility for guests, a home office, or growing needs. Step outside to enjoy the fully fenced backyard, ideal for pets, play, gardening, or relaxing evenings with friends and family. Whether you're grabbing your morning coffee, meeting friends for dinner, or taking a stroll through the neighborhood, this home places you in the center of one of Charlotte's most dynamic communities. Don't miss the opportunity to experience the lifestyle that makes Villa Heights one of the city's hottest places to call home.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 2,228
- Lot
- —
- Year built
- 2016
- Type
- Single Family
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Slab
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$6,623/ month
- Principal & interest
- $5,573
- Property tax (~1.05%)
- $787
- Homeowners insurance
- $262
- HOA dues
- —
Down payment
$44,995 down · $854,905 financed
Income to qualify (28% rule)
~$283,852 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 29 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.
