Charlotte · Charlotte, NC
18214 Torchbearer Lane
Charlotte, NC · 3,137 sqft
$749,990
Reduced from $761,990
- 4Beds
- 3.5Baths
- 3,137SqFt
- 2026Year
- 81Days on market
About this home
What's Special: Corner Lot | Dedicated Study | Covered Patio | 1st Floor Primary Suite. New Construction - November Completion! Built by America's Most Trusted Home Builder. Welcome to the Cotswold at 18214 Torchbearer Lane in The Coves on Lake Wylie! This inviting two-story home offers a thoughtful layout with a private study just off the foyer and an open-concept great room featuring a fireplace and tray ceiling. The kitchen and casual dining area connect seamlessly to the covered patio, creating an ideal space for everyday living and entertaining. The first-floor primary suite provides a peaceful retreat with a well-appointed bathroom, while upstairs bedrooms and a spacious loft offer flexibility for guests, hobbies, or work-from-home needs. Additional Highlights Include: fireplace, study, tray ceiling at great room and primary suite, blinds, gourmet kitchen, tankless gas water heater, and RevWood flooring. Photos are for representative purposes only. MLS#4381444
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 3,137
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 81
- Garage
- 2
- Heating
- Natural Gas
- Cooling
- Electric, Zoned
- Foundation
- Slab
- Flooring
- Carpet, Laminate, Tile
- HOA dues
- $451 / qtr
Features
- Drop Zone
- Entrance Foyer
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Split Bedroom
- Storage
- Walk-In Closet(s)
- Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$5,670/ month
- Principal & interest
- $4,644
- Property tax (~1.05%)
- $656
- Homeowners insurance
- $218
- HOA dues
- $150
Down payment
$37,499 down · $712,490 financed
Income to qualify (28% rule)
~$243,009 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 36 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.
