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Rutherfordton · Rutherfordton, NC

182 Hutchins Drive

Rutherfordton, NC · 1,324 sqft

$320,000

  • 3Beds
  • 2Baths
  • 1,324SqFt
  • 2008Year
  • 1Days on market

About this home

Are you looking for privacy and space while still staying just minutes from Main St Rutherfordton? Look no further! 182 Hutchins Dr sits back at the end of a quiet cul-de-sac without a house in sight. Enjoy the privacy of the surrounding woods as you sit out on your covered front porch sipping your morning coffee while listening to the chirping birds. Upon entering the house, you'll see the open living room and dining areas. The living room offers plenty of space for seating as you host family and friends and the dining area allows for a sizeable table while still being conveniently close to the kitchen. And speaking of the kitchen, are you looking for cabinet space? This kitchen delivers! Additional features include stainless steel oven, microwave, and dishwasher, tile flooring, and tile backsplash. As you head down the hall, you'll find the first of the 3 bedrooms on the right featuring a huge window providing exceptional natural light as well as a spacious closet. The second bedroom is next followed by their shared full bathroom with tile flooring. Finally, you'll reach the spacious primary bedroom with large walk-in closet and huge en-suite bathroom. With the large soaking tub and mounted TV on the wall, this could be your own private spa. Imagine soaking in the tub after a hard day of work as you decompress and watch your favorite movie. The bathroom also features a separate shower, tile flooring, and two separated sinks for added space. From there, head outside to the back deck and partially terraced fenced backyard providing good space for your furry friends or a blank slate for a terraced backyard paradise. Located within walking distance of the 13.5 mile Thermal Belt Rail Trail, 5 minutes to Main St Rutherfordton, 5 minutes to Spindale, and 12 minutes to Forest City, 182 Hutchins Dr balances privacy with convenience all with NO HOA. If you're ready to find your own private retreat, schedule your showing today!

Property details

Beds
3
Baths
2
SqFt
1,324
Lot
Year built
2008
Type
Single Family
Days on market
1
Garage
2
Style
Ranch
Heating
Electric, Heat Pump
Cooling
Ceiling Fan(s), Electric, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Laminate, Tile

Features

  • Attic Stairs Pulldown
  • Garden Tub
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,315/ month

Principal & interest
$1,981
Property tax (~0.90%)
$240
Homeowners insurance
$93
HOA dues

Down payment

$16,000 down · $304,000 financed

Income to qualify (28% rule)

~$99,222 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.