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Charlotte · Charlotte, NC

1805 Mt Isle Harbor Drive

Charlotte, NC · 7,623 sqft

$1,650,000

Reduced from $2,750,000

  • 6Beds
  • 4.5Baths
  • 7,623SqFt
  • 2003Year
  • 179Days on market

About this home

LUXURY PROPERTY AUCTION: 31 JULY–27 AUGUST. THIS IS NOT A BANKRUPTCY AUCTION ACCESS AUCTION QR CODE IN ATTACHMENTS TO PLACE A BID Estimated sale price: $1.85M–$2.3M.

Set along the tranquil shores of Mountain Island Lake, this exceptional waterfront estate occupies one of the area's most sought-after communities, where sweeping lake views and seamless indoor-outdoor living define the everyday experience. Expansive, light-filled living areas flow effortlessly to the outdoors, while the fully finished walk-out basement delivers a kitchenette, full bar, and theatre room—an entertainer's retreat in its own right. Beyond the beautifully landscaped grounds, a private dock offers direct lake access for boating, sunset gatherings, or simply absorbing the tranquility of the water. Community amenities including a pool, clubhouse, and tennis courts complement the lakeside lifestyle, while proximity to the U.S. National Whitewater Center adds an adventurous dimension. All of this less than 30 minutes from the energy of Uptown Charlotte! The storage across the street is private boat parking for HOA members only. There are no power lines over the property.

Property details

Beds
6
Baths
4.5
SqFt
7,623
Lot
Year built
2003
Type
Single Family
Days on market
179
Garage
3
Style
Transitional
Heating
Central, Electric, Forced Air
Cooling
Ceiling Fan(s), Central Air, Zoned
Foundation
Basement, Slab
Flooring
Carpet, Laminate, Tile, Wood
View
Water
HOA dues
$549 / 6mo

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Central Vacuum
  • Garden Tub
  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)
  • Fire Pit
  • Dock - Floating
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$12,235/ month

Principal & interest
$10,218
Property tax (~1.05%)
$1,443
Homeowners insurance
$481
HOA dues
$91

Down payment

$82,500 down · $1,567,500 financed

Income to qualify (28% rule)

~$524,375 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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