Charlotte · Charlotte, NC
1805 Mt Isle Harbor Drive
Charlotte, NC · 7,623 sqft
$1,650,000
Reduced from $2,750,000
- 6Beds
- 4.5Baths
- 7,623SqFt
- 2003Year
- 179Days on market
About this home
LUXURY PROPERTY AUCTION: 31 JULY–27 AUGUST. THIS IS NOT A BANKRUPTCY AUCTION ACCESS AUCTION QR CODE IN ATTACHMENTS TO PLACE A BID Estimated sale price: $1.85M–$2.3M.
Set along the tranquil shores of Mountain Island Lake, this exceptional waterfront estate occupies one of the area's most sought-after communities, where sweeping lake views and seamless indoor-outdoor living define the everyday experience. Expansive, light-filled living areas flow effortlessly to the outdoors, while the fully finished walk-out basement delivers a kitchenette, full bar, and theatre room—an entertainer's retreat in its own right. Beyond the beautifully landscaped grounds, a private dock offers direct lake access for boating, sunset gatherings, or simply absorbing the tranquility of the water. Community amenities including a pool, clubhouse, and tennis courts complement the lakeside lifestyle, while proximity to the U.S. National Whitewater Center adds an adventurous dimension. All of this less than 30 minutes from the energy of Uptown Charlotte! The storage across the street is private boat parking for HOA members only. There are no power lines over the property.
Property details
- Beds
- 6
- Baths
- 4.5
- SqFt
- 7,623
- Lot
- —
- Year built
- 2003
- Type
- Single Family
- Days on market
- 179
- Garage
- 3
- Style
- Transitional
- Heating
- Central, Electric, Forced Air
- Cooling
- Ceiling Fan(s), Central Air, Zoned
- Foundation
- Basement, Slab
- Flooring
- Carpet, Laminate, Tile, Wood
- View
- Water
- HOA dues
- $549 / 6mo
Features
- Attic Stairs Pulldown
- Cable Prewire
- Central Vacuum
- Garden Tub
- Kitchen Island
- Pantry
- Walk-In Closet(s)
- Fire Pit
- Dock - Floating
- In-Ground Irrigation
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$12,235/ month
- Principal & interest
- $10,218
- Property tax (~1.05%)
- $1,443
- Homeowners insurance
- $481
- HOA dues
- $91
Down payment
$82,500 down · $1,567,500 financed
Income to qualify (28% rule)
~$524,375 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 47 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


