Charlotte · Charlotte, NC
18041 Culross Lane
Charlotte, NC · 4,103 sqft
$949,900
- 4Beds
- 3Baths
- 4,103SqFt
- 2021Year
- 3Days on market
About this home
RARE FIND: True ranch living with a finished walk-out basement with room to grow, a multigenerational setup — built by nationally award-winning Taylor Morrison and tucked into the intimate, lakeside community of Harpers Point bordering Lake Wylie. At $949,900, this is luxury at a price point that’s nearly impossible to find with this level of finish, this much space, and this much privacy.
The kitchen sets the tone — quartz countertops, gas cooktop, upgraded appliances, upgraded cabinetry, a massive island with a porcelain farmhouse sink, a touch-less faucet and upgraded lighting throughout. Rich hardwood floors, crown molding, and soaring 10-foot ceilings carry that same intentionality through every room. The living room anchors around the floor-to-ceiling stacked stone fireplace with a picture perfect hearth. You will love how the sunny breakfast nook and formal dining room flow seamlessly alongside it.
The main-level primary suite is its own retreat overlooking the wooded backyard through the window wall — entered through elegant French doors, leading into a marble-floor bathroom with a walk-in shower, seamless glass enclosure, upgraded tile shower floor and rain head fixture, and a generous walk-in closet.
The main level split floor offers two additional bedrooms, an office, laundry and a bathroom with an upgraded porcelain tub surrounded by subway tile to the ceiling. Every bathroom in this home features quartz countertops,UV light technology, and upgraded flooring. Tankless hot water heater. Nothing was overlooked.
Step outside to a private screened porch and a backyard that feels like your own tucked-away escape as you watch the deer in every season.
The finished basement adds a bedroom, full bath, and direct patio access — and it’s already plumbed for a kitchen, making it an ideal multigenerational setup. Two large unfinished areas offer room to grow. Whole-home generator, and permanent basement dehumidifiers round out the thoughtful upgrades.
One-level luxury living. A community that puts Lake Wylie at your doorstep. This one is rare NO CITY TAXES— and it won’t last.
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 4,103
- Lot
- —
- Year built
- 2021
- Type
- Single Family
- Days on market
- 3
- Garage
- 2
- Heating
- Central, Natural Gas
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Carpet, Marble, Tile, Wood
- HOA dues
- $435 / 6mo
Features
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Split Bedroom
- Storage
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$7,063/ month
- Principal & interest
- $5,883
- Property tax (~1.05%)
- $831
- Homeowners insurance
- $277
- HOA dues
- $72
Down payment
$47,495 down · $902,405 financed
Income to qualify (28% rule)
~$302,730 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 43 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


