Ruby · Ruby, SC

1796 Hwy 109 Highway

Ruby, SC · 1,339 sqft

$249,900

Reduced from $252,000

  • 3Beds
  • 2Baths
  • 1,339SqFt
  • 2026Year
  • .65Lot
  • 27Days on market

About this home

This beautiful new home offers an affordable 3 bedroom 2 bath home offering a open concept with 1339 living area. If you are looking for superior construction and craftmanship, look no further. Spacious Great Room and Primary BR. Kitchen will have granite counter tops and new stainless steel appliances. Move in before the holidays. Completion is scheduled for October 1 2026.

Property details

Beds
3
Baths
2
SqFt
1,339
Lot
.65
Year built
2026
Type
Single Family
Days on market
27
Heating
Electric, Heat Pump
Cooling
Ceiling Fan(s), Electric, Heat Pump
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,808/ month

Principal & interest
$1,547
Property tax (~0.90%)
$187
Homeowners insurance
$72
HOA dues

Down payment

$12,495 down · $237,405 financed

Income to qualify (28% rule)

~$77,486 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.