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Charlotte · Charlotte, NC

17914 Culross Lane

Charlotte, NC · 4,845 sqft

$1,699,000

  • 5Beds
  • 4.5Baths
  • 4,845SqFt
  • 2020Year
  • 45Days on market

About this home

Wake up each morning to shimmering lake views, peaceful waterfront mornings, and sunsets that never get old. Tucked away on a quiet cul-de-sac along the shores of Lake Wylie, 17914 Culross Lane was designed for the kind of everyday living that feels more like a private resort getaway. From the moment you walk through the door, the home draws your eyes straight to the water. Soaring ceilings, expansive windows, and warm gathering spaces create an atmosphere that feels both luxurious and inviting. Whether you're sipping coffee on the oversized porch as the lake comes to life or hosting friends for sunset dinners and weekends on the water, every space was created to bring people together while showcasing the beauty just outside. The heart of the home is a stunning chef's kitchen that effortlessly flows into the main living areas, making entertaining feel natural and easy. The main-level primary suite becomes your own peaceful retreat at the end of the day, where lake views greet you from bed and the spa-like bath invites you to slow down and unwind. Downstairs, the home transforms into an entirely separate experience complete with its own living spaces, kitchenette, wine room, built-in surround sound system, and walk-out access to the lake. Whether you're hosting guests for a long weekend, creating a private retreat for extended family, or envisioning a second living quarters situation, this lower level delivers the kind of flexibility that most lakefront homes simply don't offer. It feels less like a basement and more like a private luxury suite where guests never want to leave. Outside is where this property truly becomes something special. Your covered dock with boat lift sits in a deep, protected cove that comfortably accommodates most watercraft, a rare combination of calm, sheltered water and the depth that serious boaters need. Spend summer days boating, paddleboarding, fishing, or relaxing on the dock while taking in the quiet cove and breathtaking sunsets. Evenings are made for gathering around the firepit by the sandy beach, listening to the sounds of the lake under the Carolina sky. Perfectly positioned near The Palisades Country Club, Tega Cay, Fort Mill, and Uptown Charlotte, this home offers the rare combination of peaceful lakefront living with the convenience of city access nearby. This isn't just a home, it's a lifestyle most people only experience on vacation. Welcome to life on Lake Wylie.

Property details

Beds
5
Baths
4.5
SqFt
4,845
Lot
Year built
2020
Type
Single Family
Days on market
45
Garage
2
Style
Contemporary
Heating
Central
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood
View
Water, Year Round
HOA dues
$435 / 6mo

Features

  • Drop Zone
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Fire Pit
  • Dock - Floating

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$12,577/ month

Principal & interest
$10,522
Property tax (~1.05%)
$1,486
Homeowners insurance
$495
HOA dues
$72

Down payment

$84,950 down · $1,614,050 financed

Income to qualify (28% rule)

~$539,017 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.