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Troy · Troy, NC

175 Elmwood Drive

Troy, NC · 450 sqft

$164,500

  • 2Beds
  • 1Baths
  • 450SqFt
  • 1971Year
  • 1Days on market

About this home

Nestled among mature hardwoods in the community of Holiday Shores, this charming home offers an affordable opportunity to enjoy the Lake Tillery lifestyle. From the back porch, you'll enjoy seasonal views of Lake Tillery that become even more impressive during the winter months, providing a tranquil setting for morning coffee or relaxing evenings surrounded by nature. Inside, the inviting open floor plan creates a comfortable flow between the living, dining, and kitchen areas, making the home feel open and welcoming. Offering 2 bedrooms and 1 full bath, this versatile property is ideal as a full-time residence, weekend getaway, or income-producing investment. Being sold partially furnished, it presents an excellent opportunity for those seeking a vacation retreat, long-term rental, or potential short-term rental property. Surrounded by beautiful trees and natural scenery, you'll appreciate the privacy and peaceful atmosphere while still being just minutes from boating, fishing, waterfront dining, and all the recreation Lake Tillery has to offer. Whether you're searching for a quiet retreat, an affordable lake-area home, or a property with investment potential, this hidden gem is well worth a look.

Property details

Beds
2
Baths
1
SqFt
450
Lot
Year built
1971
Type
Single Family
Days on market
1
Style
Bungalow, Cottage
Heating
Baseboard, Heat Pump
Cooling
Heat Pump
Foundation
Other - See Remarks
Flooring
Carpet, Linoleum
View
Water, Winter
HOA dues
$75 / yr

Features

  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,196/ month

Principal & interest
$1,018
Property tax (~0.90%)
$123
Homeowners insurance
$47
HOA dues
$6

Down payment

$8,225 down · $156,275 financed

Income to qualify (28% rule)

~$51,274 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.