Charlotte · Charlotte, NC
17446 Chaco Lane
Charlotte, NC · 3,536 sqft
$925,000
- 5Beds
- 3.5Baths
- 3,536SqFt
- 2021Year
About this home
RARE LAKE WYLIE WATERFRONT OPPORTUNITY IN THE PALISADES! Showings start Saturday, 9/12/26!! Built in 2021 and exceptionally well cared for, this 5-bedroom home sits on a private, level cul-de-sac lot with over 100 feet of Lake Wylie shoreline and the ability to add your own dock—a very rare find for a newer home in this price range. Water depth where the dock would be located is over 12 feet, offering outstanding potential for the Lake Wylie lifestyle.
A covered front porch welcomes you inside, where you'll find a private office, dining room, and open great room with gas fireplace and an abundance of windows providing natural light. The spacious kitchen features a large island with bar seating, stainless steel appliances, breakfast area, and oversized walk-in pantry. A half bath is conveniently located near the garage entrance.
Upstairs, the second level offers a large loft/family room, four bedrooms, and two full baths, including the primary suite with a spacious walk-in closet and large tiled shower. The third level provides even more flexibility with a fifth bedroom, full bath, and large bonus/recreation room—perfect for guests, a game room, media room, or additional living space.
Outside, enjoy the composite deck overlooking a level backyard surrounded by mature trees and extensive landscaping, creating exceptional privacy at the end of the cul-de-sac. Beyond the backyard is your own Lake Wylie shoreline with deep-water dock potential.
The Palisades offers an impressive list of community amenities including a pool, clubhouse, fitness center, pickleball and tennis courts, sidewalks, and streetlights. Golf and dining memberships are also available separately through The Palisades Country Club. Convenient to shopping, dining, medical facilities, Charlotte Douglas International Airport, and Uptown Charlotte.
NEWER HOME. DEEP-WATER LAKE WYLIE FRONTAGE. DOCK POTENTIAL. PRIVATE CUL-DE-SAC LOT. UNDER $1 MILLION. Opportunities combining all of these features are extremely hard to find—come see this one!
Property details
- Beds
- 5
- Baths
- 3.5
- SqFt
- 3,536
- Lot
- —
- Year built
- 2021
- Type
- Single Family
- Garage
- 2
- Heating
- Central, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air, Electric
- Foundation
- Slab
- Flooring
- Carpet, Hardwood, Tile
- View
- Water
- HOA dues
- $316 / qtr
Features
- Breakfast Bar
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Walk-In Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$6,913/ month
- Principal & interest
- $5,728
- Property tax (~1.05%)
- $809
- Homeowners insurance
- $269
- HOA dues
- $105
Down payment
$46,250 down · $878,750 financed
Income to qualify (28% rule)
~$296,283 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 48 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.
