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Hickory · Hickory, NC

1736 12th Street NE

Hickory, NC · 1,259 sqft

$245,000

  • 2Beds
  • 2Baths
  • 1,259SqFt
  • 1992Year
  • 4Days on market

About this home

This two bedroom two bath townhouse offers one level living. The single garage offers extra storage. Conveniently located just minutes from Hwy 127. You are close to shopping & restaurants. Yet tucked away in from the hustle and bustle. The living area offers lots of natural light. The kitchen cabinets are topped with granite. The primary bedroom has access to the back patio. The gas water heater was replaced November 2023. The gas furnace and central air were replaced July 2025.

Property details

Beds
2
Baths
2
SqFt
1,259
Lot
Year built
1992
Type
Townhome
Days on market
4
Garage
1
Heating
Forced Air
Cooling
Central Air
Foundation
Slab
HOA dues
$223 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,995/ month

Principal & interest
$1,517
Property tax (~0.90%)
$183
Homeowners insurance
$71
HOA dues
$223

Down payment

$12,250 down · $232,750 financed

Income to qualify (28% rule)

~$85,524 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.