Lincolnton · Lincolnton, NC
1730 Smith Farm Road
Lincolnton, NC · 2,696 sqft
$449,900
- 2Beds
- 2.5Baths
- 2,696SqFt
- 1991Year
- IrregularLot
- 2Days on market
About this home
Peace and freedom that comes from living on 2.5 acres with no HOA are just two things to love about this property. The floor plan is ideal for multigenerational living. The main level features two bedrooms and 1.5 baths, as well as, a den, living room, kitchen, 1/2 bath and large laundry room. The basement is mostly unfinished, but there is one finished room with closet and full bath attached with an exterior entrance which is perfect for privacy. If you're concerned about someone with limited mobility, don't be. There is a chair lift from the main level to the basement. On the second floor you will find a large open loft perfect for guests, play room, office or just a great flex space.
Property details
- Beds
- 2
- Baths
- 2.5
- SqFt
- 2,696
- Lot
- Irregular
- Year built
- 1991
- Type
- Single Family
- Days on market
- 2
- Garage
- 2
- Style
- Cape Cod
- Heating
- Heat Pump
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,210/ month
- Principal & interest
- $2,786
- Property tax (~0.78%)
- $292
- Homeowners insurance
- $131
- HOA dues
- —
Down payment
$22,495 down · $427,405 financed
Income to qualify (28% rule)
~$137,572 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 27 photos
About Lincolnton
Lincoln County seat
County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.
