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Bessemer City · Bessemer City, NC

173 Ruthaven Drive

Bessemer City, NC · 2,961 sqft

$389,500

  • 4Beds
  • 3Baths
  • 2,961SqFt
  • 2004Year

About this home

Rare Opportunity!!! Half Acre, Pool, No HOA & Flexible Multi-Generational Living!

Welcome home to this beautifully maintained 4-bedroom, 3-bathroom residence offering 2,961 square feet of thoughtfully designed living space on a rare half-acre lot with no HOA. Tucked away in a quiet neighborhood, this home combines privacy, space, and exceptional value.

The backyard is truly the star of the show! Your own private oasis featuring a sparkling isalt water pool, relaxing hot tub, and expansive outdoor living areas perfect for entertaining, hosting summer gatherings, or simply unwinding at the end of the day. With plenty of room to spread out, this is the kind of outdoor space that's hard to find at this price point.

Inside, the home offers comfortable living with generous bedrooms and abundant natural light throughout. A standout feature is the fully finished walkout basement, offering incredible flexibility as a completely separate living space. Complete with its own private entrance, full kitchen with appliances, bedroom, full bathroom, and an abundance of natural light, it's ideal for multi-generational living, guests, an in-law suite, or potential rental income.

If you've been searching for a home that offers space, versatility, and resort-style outdoor living without sacrificing affordability, this is the one. Opportunities like this are incredibly rare.

Don't miss your chance to own this exceptional property. Schedule your private showing today!

Property details

Beds
4
Baths
3
SqFt
2,961
Lot
Year built
2004
Type
Single Family
Garage
2
Heating
Electric
Cooling
Electric, Heat Pump
Foundation
Crawl Space

Features

  • Above Ground Hot Tub / Spa

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,818/ month

Principal & interest
$2,412
Property tax (~0.90%)
$292
Homeowners insurance
$113
HOA dues

Down payment

$19,475 down · $370,025 financed

Income to qualify (28% rule)

~$120,772 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.