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Indian Trail · Indian Trail, NC

1707 Cottage Creek Road

Indian Trail, NC · 2,402 sqft

$410,000

Reduced from $420,000

  • 4Beds
  • 2.5Baths
  • 2,402SqFt
  • 1999Year
  • 24Days on market

About this home

Beautifully maintained one-owner home in Indian Trail offering 4 bedrooms, 2.5 bathrooms in a cul-de-sac. The spacious bonus room (currently being used as a bedroom), has two closets and can be used as a home office, media room, or playroom. Several rooms have been freshly painted, creating a clean and welcoming feel throughout.

The kitchen features granite countertops, two pantry closets, and plenty of storage, while the living area offers hardwood flooring and a cozy gas fireplace. The approximately 215-square-foot sunroom includes its own wall-mounted A/C unit and provides flexible space for relaxing, entertaining, working from home, or creating a second sitting area.

The primary suite features high ceilings, a walk-in closet, an additional wall closet, and a private bathroom with double sinks, a soaking tub, and a separate shower. Additional highlights include a second-floor flex area, attic storage, laundry room closets, garage shelving, ceiling fans, and a two-car garage.

Outside, enjoy a fully fenced, open backyard with a divided storage shed featuring separate front and rear entrances. Conveniently located near shopping, dining, parks, and major commuter routes. The assigned schools as above average for the area.

Property details

Beds
4
Baths
2.5
SqFt
2,402
Lot
Year built
1999
Type
Single Family
Days on market
24
Garage
2
Heating
Forced Air
Cooling
Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,983/ month

Principal & interest
$2,539
Property tax (~0.95%)
$324
Homeowners insurance
$119
HOA dues

Down payment

$20,500 down · $389,500 financed

Income to qualify (28% rule)

~$127,860 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.