Charlotte · Charlotte, NC
1705 Gutter Branch Drive
Charlotte, NC · 2,162 sqft
$424,900
Reduced from $449,000
- 4Beds
- 2.5Baths
- 2,162SqFt
- 2025Year
- 5,275Lot
- 26Days on market
About this home
Picture moving in and never touching a to-do list. That's life at 1705 Gutter Branch Drive in Sunset Creek. Built in 2025 and lived in for just a year, this spacious four-bedroom Marigold-L floor plan skips both the wear of an older resale and the blank-slate grind of a brand-new build. Work from the main-level flex room, then gather in the open kitchen with granite counters, stainless appliances, and an island made for weeknight dinners. Step out back to a fenced yard that's already installed, a $7,000 addition that means a finished, ready-for-day-one backyard instead of an open lot waiting on landscaping. Recessed lighting and updated flooring round out the main level. Upstairs, a loft gives the whole family room to spread out, while the primary suite offers two walk-in closets and laundry on the same floor. Window treatments are hung throughout, and the appliances, including the fridge, washer and dryer, are staying with the home, details most new-construction buyers spend money adding after closing. Sunset Creek adds sidewalks, street lights, and HOA-covered lawn care, with an easy run to Uptown via Highway 16 and I-77, plus I-485 connecting to Northlake for shopping and Top Golf, and Riverbend Village just five miles away for dining and groceries. If you're cross-shopping this against a still-empty new build, here's your head start.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 2,162
- Lot
- 5,275
- Year built
- 2025
- Type
- Single Family
- Days on market
- 26
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Slab
- Flooring
- Carpet, Vinyl
- HOA dues
- $161 / mo
Features
- Kitchen Island
- Open Floorplan
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,288/ month
- Principal & interest
- $2,631
- Property tax (~1.05%)
- $371
- Homeowners insurance
- $123
- HOA dues
- $161
Down payment
$21,245 down · $403,655 financed
Income to qualify (28% rule)
~$140,925 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 39 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


