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Charlotte · Charlotte, NC

1705 Gutter Branch Drive

Charlotte, NC · 2,162 sqft

$424,900

Reduced from $449,000

  • 4Beds
  • 2.5Baths
  • 2,162SqFt
  • 2025Year
  • 5,275Lot
  • 26Days on market

About this home

Picture moving in and never touching a to-do list. That's life at 1705 Gutter Branch Drive in Sunset Creek. Built in 2025 and lived in for just a year, this spacious four-bedroom Marigold-L floor plan skips both the wear of an older resale and the blank-slate grind of a brand-new build. Work from the main-level flex room, then gather in the open kitchen with granite counters, stainless appliances, and an island made for weeknight dinners. Step out back to a fenced yard that's already installed, a $7,000 addition that means a finished, ready-for-day-one backyard instead of an open lot waiting on landscaping. Recessed lighting and updated flooring round out the main level. Upstairs, a loft gives the whole family room to spread out, while the primary suite offers two walk-in closets and laundry on the same floor. Window treatments are hung throughout, and the appliances, including the fridge, washer and dryer, are staying with the home, details most new-construction buyers spend money adding after closing. Sunset Creek adds sidewalks, street lights, and HOA-covered lawn care, with an easy run to Uptown via Highway 16 and I-77, plus I-485 connecting to Northlake for shopping and Top Golf, and Riverbend Village just five miles away for dining and groceries. If you're cross-shopping this against a still-empty new build, here's your head start.

Property details

Beds
4
Baths
2.5
SqFt
2,162
Lot
5,275
Year built
2025
Type
Single Family
Days on market
26
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$161 / mo

Features

  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,288/ month

Principal & interest
$2,631
Property tax (~1.05%)
$371
Homeowners insurance
$123
HOA dues
$161

Down payment

$21,245 down · $403,655 financed

Income to qualify (28% rule)

~$140,925 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.