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Charlotte · Charlotte, NC

1705 Gutter Branch Drive

Charlotte, NC · 2,162 sqft

$449,000

  • 4Beds
  • 2.5Baths
  • 2,162SqFt
  • 2025Year
  • 5,275Lot

About this home

Most new construction hands a buyer a blank canvas: bare windows, an open yard, and a lengthy to-do list before the first night's sleep. At 1705 Gutter Branch Drive, that list is already checked off. Built in 2025, this Marigold-L floor plan is one of the more spacious layouts in the Sunset Creek community, offering 2,134 square feet across four bedrooms and two and a half baths. Just one year young, the home carries none of the wear of an older resale and none of the blank-slate work of a brand-new build. The main level offers a flex room perfect for a private home office, an open-concept kitchen with granite countertops, stainless appliances, and an island that seats four. The living room and dining area extend from the kitchen, with a fenced backyard just beyond, a $7,000 addition that gives the home a finished, ready-for-day-one yard rather than an open lot waiting on landscaping. Recessed lighting and updated flooring round out the main level's recent upgrades. Upstairs, a loft creates a second living space, ideal as a hangout room, playroom, or media area, separate from the four bedrooms down the hall. The primary suite is appointed with two walk-in closets, and laundry sits conveniently on the same floor. Window treatments are installed throughout, another detail already handled rather than left to the next owner. All appliances, including the washer and dryer, remain with the home. Sunset Creek offers sidewalks and street lights, with lawn maintenance covered through the HOA. The location connects easily to Uptown via Highway 16 and I-77, while I-485 reaches Northlake for shopping, Top Golf, and the Whitewater Center. Riverbend Village sits just five miles away for dining and groceries. For a buyer weighing this against a still-bare new build, 1705 Gutter Branch Drive represents a rare head start: the fence, the window treatments, and the finishing touches already in place.

Property details

Beds
4
Baths
2.5
SqFt
2,162
Lot
5,275
Year built
2025
Type
Single Family
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$161 / mo

Features

  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,465/ month

Principal & interest
$2,780
Property tax (~1.05%)
$392
Homeowners insurance
$130
HOA dues
$161

Down payment

$22,450 down · $426,550 financed

Income to qualify (28% rule)

~$148,527 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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