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Cornelius · Cornelius, NC

16920 Harbor Master Cove

Cornelius, NC · 11,148 sqft

$8,499,999

  • 6Beds
  • 8Baths
  • 11,148SqFt
  • 1997Year
  • 1Days on market

About this home

Perched elegantly above Lake Norman's eastern shore and uniquely situated on one of The Peninsula's most desirable double lots, this trophy estate commands breathtaking expansive vistas from an unrivaled lakefront setting. Inspired by classic Mediterranean architecture and thoughtfully designed for refined living, the residence seamlessly balances grand scale with warmth and livability.

From the moment of arrival, a sweeping motor court and stately façade set the tone for the home's sophisticated interiors, where soaring ceilings, custom craftsmanship, and expansive walls of glass create a seamless connection to the lake. Designed for both intimate gatherings and large-scale entertaining, the home offers beautifully curated living spaces, a chef's kitchen with premium appliances, luxurious private retreats, and multiple fireplaces that create warmth and character throughout the home's living and entertaining spaces.

The spectacular lake level is an entertainer's dream, featuring a custom bar, wine storage and tasting area, billiards and recreation spaces, media and gathering areas, as well as seamless walkout access to the resort-style grounds beyond. A private guest suite with a full bath and walk-in closet provides ideal accommodations for extended family or overnight guests.

Outdoors, an exceptional waterfront experience unfolds with an expansive pool and spa, covered terraces, outdoor kitchen, fireplace lounge, manicured grounds, private putting green, shoreline boardwalk, and a covered dock extending into the sparkling waters of Lake Norman. Every space has been thoughtfully positioned to capture the property's extraordinary water views and unforgettable sunsets.

Recent improvements include fresh interior and exterior paint, brand-new carpeting, updated bathrooms, additional laundry room, newer HVAC systems, and the latest in Crestron smart home technology. Additional highlights include a fully finished four-car garage, substantial workshop and storage space, and negotiable furnishings for a truly turnkey opportunity.

An exceptional offering where architecture, lifestyle, and location converge to create one of The Peninsula's most compelling waterfront residences.

Property details

Beds
6
Baths
8
SqFt
11,148
Lot
Year built
1997
Type
Single Family
Days on market
1
Garage
4
Style
Mediterranean
Heating
Central
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Tile, Vinyl, Wood
View
Long Range, Water, Year Round
HOA dues
$787 / 6mo

Features

  • Attic Walk In
  • Breakfast Bar
  • Built-in Features
  • Elevator
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)
  • Wet Bar
  • In-Ground Irrigation
  • Porte-cochere
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$61,628/ month

Principal & interest
$52,642
Property tax (~0.90%)
$6,375
Homeowners insurance
$2,479
HOA dues
$131

Down payment

$424,999 down · $8,074,999 financed

Income to qualify (28% rule)

~$2,641,212 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Cornelius

Lake Norman · Old Town walkable

North Mecklenburg lake town between Huntersville and Davidson — Old Town walkability, Lake Norman shoreline, and a tighter inventory profile than its neighbors.

Explore Cornelius

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