View all 47 photos →

Charlotte · Charlotte, NC

16818 Harbor View Road

Charlotte, NC · 4,947 sqft

$1,095,000

  • 5Beds
  • 5Baths
  • 4,947SqFt
  • 2026Year
  • 1Days on market

About this home

Beautiful new construction in the Palisades area! This 5-bedroom, 4.2 bath home features a beautiful, wooded lot adjacent to a 2.25ac tree save and undisturbed natural area. The first floor has a spectacular open kitchen and breakfast, great room with fireplace, keeping room, drop zone leading to laundry room, study, primary bedroom with large bath and closet, a spacious covered deck, and a 2-car garage. The 2nd floor features a bedroom with ensuite bath and 2 bedrooms connected with a jack and jill bath, large bonus room featuring a homework desk and plenty of storage. The basement is built for true multi-generational living with a 2nd primary bedroom, large bath, 2nd kitchen, living room, powder room and workout room or media room. The home also includes structured wiring for networking, speakers and security. The home is adjacent to the Palisades community, just a short walk to Lake Wylie, Palisades Episcopal School, Palisades Country Club, and Palisades High School. This beautiful new home will be ready to close in January 2027 with that unmistakably wonderful new home smell...

Property details

Beds
5
Baths
5
SqFt
4,947
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Heating
Central, Heat Pump, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Heat Pump
Foundation
Basement
Flooring
Carpet, Laminate, Tile, Wood

Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Cable Prewire
  • Drop Zone
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$8,059/ month

Principal & interest
$6,781
Property tax (~1.05%)
$958
Homeowners insurance
$319
HOA dues

Down payment

$54,750 down · $1,040,250 financed

Income to qualify (28% rule)

~$345,392 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.