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Charlotte · Charlotte, NC

16525 Forest Home Road

Charlotte, NC · 4,922 sqft

$3,695,000

  • 4Beds
  • 5Baths
  • 4,922SqFt
  • 2014Year
  • 56X139X124X151X74X19X367Lot

About this home

Picture this: you're standing at the threshold of a 16-foot Fleetwood door, fully retracted into the wall. The warm breeze hits your skin, golden hour is doing its thing across the lake, and you feel like you're on vacation. But you're not. You're looking at your backyard. You are home.

This is the kind of place that changes the rhythm of your life. Slower mornings with coffee on the deck while the water is still glass. Long afternoons by the pool with people you love. Dinners that stretch into sunsets because nobody wants to go inside. And on the 4th of July, the fireworks happen right off the back yard — you don't drive anywhere, you don't fight for parking, you just pour another drink and watch the sky from your own shoreline.

Set on a private 0.85-acre peninsula directly on Lake Wylie's main channel, the home is wrapped in approximately 300 feet of shoreline with water on nearly every side. The lake is in every window — kitchen, living room, primary suite, lower-level in-law suite. It's not a feature of this home. It's the whole point.

Outside is where the magic really lives. A newly installed 18' x 38' saltwater pool and jacuzzi spa overlook the water, set into an expansive travertine terrace built for entertaining the way you've always wanted to. Newly added landscape and patio lighting completely transform the property after dark — it has the warm glow of somewhere you'd book for a long weekend. There's a turf putting green for lazy Sunday competitions, a regulation cornhole setup, basketball hoop, and a flat grassy yard with genuine room to play (anyone who's shopped lake lots knows how rare that is). The Duke Energy-approved dock permit is already in place for future waterfront expansion.

Inside, the home feels as gracious as it does grand. The main level runs on soaring 12-foot ceilings and newly installed 6-inch white oak floors that warm the whole space. The chef's kitchen is anchored by a Thermador range with steam oven and separate full-height refrigerator and freezer columns, with open sightlines flowing to the dining and living areas — the kind of layout that lets the cook stay part of the conversation.

Three fireplaces in total bring a sense of soul to the home. A Heat & Glo indoor/outdoor fireplace bridges the dining area and the covered deck, so you can sit on either side of the flame depending on the season. A custom wood-burning fireplace and a statement sink — both designed and built by the artisans at Reaching Quiet of Charlotte — bring a level of craftsmanship to the main floor that you genuinely can't replicate. The third fireplace warms the private lower-level in-law suite, where guests or extended family get their own retreat with the same lake views. The oversized covered deck off the living room is framed in beautiful cedar beams, and when the Fleetwood door is fully open, indoor and outdoor become one seamless room.

When you're ready to leave home (you won't be in a hurry), a short golf cart ride brings you to The Palisades Country Club, where members enjoy a Jack Nicklaus-designed golf course, driving range, pickleball, tennis, and basketball courts, a state-of-the-art fitness center, and clubhouse dining (membership separate). The property is also conveniently located near a variety of established independent, private, and public charter school options, and just 25 minutes from Charlotte Douglas International Airport — easy in, easy out, whether you're a frequent traveler or hosting guests from out of state.

Additional highlights include deep year-round water and no HOA — the freedom to live, host, and enjoy the lake exactly the way you want to.

Homes like this don't simply come to market — they arrive. Come see it in person. The photos are beautiful, but the feeling is something else entirely.

Property details

Beds
4
Baths
5
SqFt
4,922
Lot
56X139X124X151X74X19X367
Year built
2014
Type
Single Family
Garage
2
Style
Traditional
Heating
Central, Electric, ENERGY STAR Qualified Equipment, Forced Air, Fresh Air Ventilation, Heat Pump, Natural Gas, Sealed Combustion Fireplace
Cooling
Ceiling Fan(s), Central Air, Dual, ENERGY STAR Qualified Equipment, Geothermal
Foundation
Crawl Space, Other - See Remarks
Flooring
Tile, Wood
View
Water, Year Round

Features

  • Attic Other
  • Attic Stairs Pulldown
  • Attic Walk In
  • Cable Prewire
  • Drop Zone
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Fire Pit
  • Hot Tub
  • In-Ground Irrigation
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$27,195/ month

Principal & interest
$22,884
Property tax (~1.05%)
$3,233
Homeowners insurance
$1,077
HOA dues

Down payment

$184,750 down · $3,510,250 financed

Income to qualify (28% rule)

~$1,165,501 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.