View all 27 photos →

Morganton · Morganton, NC

1646 Silver Street

Morganton, NC · 952 sqft

$197,900

  • 3Beds
  • 1Baths
  • 952SqFt
  • 1956Year
  • approx 194x300Lot
  • 1Days on market

About this home

Welcome to your own private woodland retreat! Nestled on a peaceful 1.17-acre lot, this charming 3 bedroom, 1 bath home offers warmth, character, and the perfect setting to unwind. Spend your mornings or evenings relaxing on the back deck overlooking the serene wooded backyard, where privacy and nature surround you. Inside, you'll love the cozy ambiance created by the wood-burning stove, perfect for gathering around during cool mountain evenings. While the home could use a little TLC and offers a wonderful opportunity to add your own personal touches, it has great bones and plenty of potential to become a cozy full-time residence, mountain getaway, or investment property. Conveniently located less than 10 minutes from Fonta Flora Trail and public access to beautiful Lake James, and less than 15 minutes from downtown Morganton, you'll enjoy easy access to hiking, biking, kayaking, boating, shopping, dining, and all the outdoor recreation Western North Carolina has to offer. If you've been dreaming of an affordable home with privacy, acreage, and endless possibilities in a sought-after location, this hidden gem is one you won't want to miss!

Property details

Beds
3
Baths
1
SqFt
952
Lot
approx 194x300
Year built
1956
Type
Single Family
Days on market
1
Style
Cabin, Cottage
Heating
Forced Air, Oil
Cooling
Other - See Remarks
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,431/ month

Principal & interest
$1,225
Property tax (~0.90%)
$148
Homeowners insurance
$57
HOA dues

Down payment

$9,895 down · $188,005 financed

Income to qualify (28% rule)

~$61,362 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.