Burnsville · Burnsville, NC
1644 State Hwy 80 S None
Burnsville, NC · 1,327 sqft
$235,000
- 2Beds
- 1Baths
- 1,327SqFt
- 1956Year
- 15Days on market
About this home
Charming ranch cottage nestled in the beautiful South Toe River Valley, offering an affordable opportunity just 12 minutes from Downtown Burnsville. Filled with natural light, the spacious living room welcomes you with hardwood floors and large windows that create a warm, inviting atmosphere. The kitchen opens to a covered side porch through oversized sliding glass doors, making it easy to enjoy your morning coffee or unwind while overlooking the peaceful backyard. Situated on a level to gently sloping 0.82-acre lot, the property offers plenty of usable outdoor space for gardening, entertaining, grilling, or relaxing on summer evenings. Inside, you'll find two comfortable bedrooms connected by a generously sized walk-in closet, providing excellent storage. The standout feature of the family room is the impressive floor-to-ceiling stone fireplace wall. While the chimney is no longer suitable for wood-burning, it could easily be updated with gas logs to create a cozy focal point once again. The home is heated by a natural gas furnace installed in 2015, and according to the seller, most of the windows have been replaced (excluding the side room), along with the gutters. Septic tank was pumped in July 2026. Owner will be removing appliances. Move-in ready with plenty of opportunity and potential to add your own personal touches over time, this property would make an excellent full-time residence, mountain getaway, or investment opportunity. Historically, the property has been used as both a residence and a business, and its location along Hwy 80 S offers an excellent opportunity for those seeking flexibility in how the property is used.
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 1,327
- Lot
- —
- Year built
- 1956
- Type
- Single Family
- Days on market
- 15
- Style
- Ranch
- Heating
- Natural Gas
- Cooling
- Ceiling Fan(s)
- Foundation
- Basement
- Flooring
- Carpet, Tile, Wood
- View
- Mountain(s)
Features
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,700/ month
- Principal & interest
- $1,455
- Property tax (~0.90%)
- $176
- Homeowners insurance
- $68
- HOA dues
- —
Down payment
$11,750 down · $223,250 financed
Income to qualify (28% rule)
~$72,866 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.