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Charlotte · Charlotte, NC

1630 Pamela Lorraine Drive

Charlotte, NC · 1,200 sqft

$275,000

  • 3Beds
  • 2Baths
  • 1,200SqFt
  • 1988Year
  • 32Days on market

About this home

Investor or owner-occupant opportunity in the University Area. This ranch offers a practical layout with an open living area, spacious eat in kitchen with laundry area, and a huge fenced flat backyard. The home has the kind of everyday functionality tenants and homeowners alike value, including comfortable gathering space, defined bedrooms, storage, and outdoor space that feels private without being high-maintenance.

This area continues to be a strategic location for rental ownership, positioned close to UNC Charlotte, University City, Harrisburg, Reedy Creek Park, shopping, dining, entertainment, and commuter routes into Uptown Charlotte. The neighborhood offers a suburban residential feel while keeping major employment, education, and lifestyle amenities within reach. For an investor or a first-time homebuyer, location strength, the lot and floorplan this is a strong option to consider.

Property details

Beds
3
Baths
2
SqFt
1,200
Lot
Year built
1988
Type
Single Family
Days on market
32
Heating
Central
Cooling
Dual
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,023/ month

Principal & interest
$1,703
Property tax (~1.05%)
$240
Homeowners insurance
$80
HOA dues

Down payment

$13,750 down · $261,250 financed

Income to qualify (28% rule)

~$86,742 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.