Fort Mill · Fort Mill, SC
163 Monteray Oaks Circle
Fort Mill, SC · 2,811 sqft
$825,000
- 4Beds
- 3Baths
- 2,811SqFt
- 2016Year
About this home
Located on a private half-acre homesite in highly desirable Forest at Fort Mill, this beautifully updated home blends modern comfort with exceptional indoor and outdoor living. Recent improvements—including fresh interior paint, new carpeting, a widened driveway, added walkway, enhanced landscaping, and newly planted privacy trees—complement an inviting, light-filled floor plan designed for today's lifestyle.
The main level features a private guest bedroom with a full bath, a dedicated home office, and a spacious dining area filled with natural light. At the heart of the home is a well-appointed chef's kitchen with a large granite island, abundant cabinetry, gas cooktop, double ovens, and generous workspace that flows seamlessly into the main living area.
Upstairs, the spacious primary suite offers a peaceful retreat with a luxurious en-suite bath and an oversized custom walk-in closet. Two additional bedrooms, a generously sized loft, and a hall bath with dual vanities provide flexible space for family, guests, hobbies, or a second living area.
Step outside to your own backyard oasis. The fully fenced yard showcases a custom heated saltwater pool with an attached spa, expansive paver patio, fire pit, and screened porch—creating the perfect setting for relaxing or entertaining year-round.
The oversized three-car garage offers 2 EV charging stations. Located in one of Fort Mill's most desirable communities, this home offers the perfect blend of comfort, functionality, and resort-style outdoor living.
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 2,811
- Lot
- —
- Year built
- 2016
- Type
- Single Family
- Garage
- 3
- Style
- Farmhouse
- Heating
- Central
- Cooling
- Central Air, Dual
- Foundation
- Crawl Space
- Flooring
- Carpet
- HOA dues
- $730 / yr
Features
- Attic Stairs Pulldown
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$6,029/ month
- Principal & interest
- $5,109
- Property tax (~0.90%)
- $618
- Homeowners insurance
- $240
- HOA dues
- $60
Down payment
$41,250 down · $783,750 financed
Income to qualify (28% rule)
~$258,414 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
About Fort Mill
York SC · Top-rated schools
Fast-growing York County (SC) town just over the line from Ballantyne — top-tier school district draws relocating families from Charlotte.


