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Huntersville · Huntersville, NC

16211 Terry Lane

Huntersville, NC · 6,664 sqft

$3,200,000

  • 4Beds
  • 5.5Baths
  • 6,664SqFt
  • 1980Year

About this home

Rare Lake Norman waterfront retreat nestled in a protected cove near Lookout Point in Huntersville. Enjoy peaceful, private lakefront living with exceptional convenience to Birkdale, top-rated schools, dining, Uptown Charlotte, and Charlotte Douglas International Airport. Extensively renovated in 2010, this upscale cottage-style home offers a warm and inviting open floor plan with cedar beams, hardwood floors, double mahogany entry doors, and a wall of windows showcasing beautiful cove and nature views. The main-level primary suite features stunning water views, a spa-like bath with polished limestone, custom cabinetry, deep soaking tub, custom shower, and a large walk-in closet. The well-appointed kitchen includes an oversized island, custom cabinetry, pantry, and double ovens. The great room features a beautiful natural-stone-surrounded wood-burning stove, while a second wood-burning stove serves the basement living area, adding warmth and character throughout the home. Designed for entertaining and lake living, the home features a large screened porch, expansive flat walk-out backyard, and an oversized dock accommodating up to four boats and three jet skis. The park-like grounds are enhanced by mature trees, colorful gardens, fruit trees, and a 20x40 organic vegetable garden cultivated for more than 25 years. Storage is abundant with a 3-car garage plus additional space for two more vehicles, a walk-up attic, and basement storage. The heated and air-conditioned workshop offers even more flexibility, while the expansive basement could easily be converted into an in-law suite or separate living quarters. Adjacent to Lookout Point yet free from HOA restrictions, this unique property offers exceptional flexibility and privacy. Numerous updates include all flooring, roof, windows, HVAC systems, hardboard siding, exterior stonework, custom irrigation, rooftop hot tub patio, and updates to all four bedrooms and attached baths. A rare opportunity to enjoy the best of Lake Norman living with space, nature, convenience, and endless possibilities.

Property details

Beds
4
Baths
5.5
SqFt
6,664
Lot
Year built
1980
Type
Single Family
Garage
5
Heating
Central
Cooling
Central Air
Foundation
Basement
View
Water, Year Round

Features

  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$23,551/ month

Principal & interest
$19,818
Property tax (~1.05%)
$2,800
Homeowners insurance
$933
HOA dues

Down payment

$160,000 down · $3,040,000 financed

Income to qualify (28% rule)

~$1,009,365 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Huntersville

Lake Norman · North Mecklenburg

North Mecklenburg lake town — Birkdale Village, Lake Norman waterfront access, and one of the strongest school systems in the metro.

Explore Huntersville

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