Charlotte · Charlotte, NC
1614 Ct Brooks Circle
Charlotte, NC · 1,160 sqft
$298,500
- 3Beds
- 2.5Baths
- 1,160SqFt
- 2025Year
- 1Days on market
About this home
Enjoy peaceful, tree-lined views from your two covered porches! Spanning 1,160 sq ft with 3 beds and 2.5 baths, this is a brand-new Cultivate townhome. The open-concept layout features premium finishes, including bold black cabinetry, rich granite countertops, and a full Whirlpool appliance package with a washer and dryer. Tucked away at the back of an established neighborhood, this home offers a private retreat that is reserved exclusively for qualified buyers earning 50% Area Median Income (AMI) or below in Mecklenburg County. Commuting is seamless with quick access to Hwy 74, E.W.T. Harris Blvd, Uptown, and CATS Routes 3 & 221. Spend weekends at nearby McAlpine Creek Park. Zoned for Piney Grove Elementary, Albemarle Road Middle, and David W. Butler High. HOA is $215/month. Don't miss this incredible affordable opportunity—apply today! This home is reserved for buyers at or below 50% AMI. For a household of four, income must not exceed $58,700. There are two ways to purchase: Work with a Realtor and secure financing through a lender offering down payment assistance. OR Apply through the Habitat Charlotte Region program at www.habitatcltregion.org NCHFA will not allow the deed restrictions that are currently required to close on this property. Therefore, NC CPLP DPA funding cannot be used for this transaction at this time. Habitat Charlotte Region is working through this matter but the timeline and path for resolution is undetermined. Please also note that House Charlotte is unavailable until fall of 2026.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,160
- Lot
- —
- Year built
- 2025
- Type
- Townhome
- Days on market
- 1
- Heating
- Heat Pump
- Cooling
- Central Air, Heat Pump
- Foundation
- Slab
- Flooring
- Carpet, Laminate, Vinyl
- HOA dues
- $215 / mo
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,411/ month
- Principal & interest
- $1,848
- Property tax (~1.05%)
- $261
- Homeowners insurance
- $87
- HOA dues
- $215
Down payment
$14,925 down · $283,575 financed
Income to qualify (28% rule)
~$103,369 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 32 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


