View all 32 photos →

Charlotte · Charlotte, NC

1614 Ct Brooks Circle

Charlotte, NC · 1,160 sqft

$298,500

  • 3Beds
  • 2.5Baths
  • 1,160SqFt
  • 2025Year
  • 1Days on market

About this home

Enjoy peaceful, tree-lined views from your two covered porches! Spanning 1,160 sq ft with 3 beds and 2.5 baths, this is a brand-new Cultivate townhome. The open-concept layout features premium finishes, including bold black cabinetry, rich granite countertops, and a full Whirlpool appliance package with a washer and dryer. Tucked away at the back of an established neighborhood, this home offers a private retreat that is reserved exclusively for qualified buyers earning 50% Area Median Income (AMI) or below in Mecklenburg County. Commuting is seamless with quick access to Hwy 74, E.W.T. Harris Blvd, Uptown, and CATS Routes 3 & 221. Spend weekends at nearby McAlpine Creek Park. Zoned for Piney Grove Elementary, Albemarle Road Middle, and David W. Butler High. HOA is $215/month. Don't miss this incredible affordable opportunity—apply today! This home is reserved for buyers at or below 50% AMI. For a household of four, income must not exceed $58,700. There are two ways to purchase: Work with a Realtor and secure financing through a lender offering down payment assistance. OR Apply through the Habitat Charlotte Region program at www.habitatcltregion.org NCHFA will not allow the deed restrictions that are currently required to close on this property. Therefore, NC CPLP DPA funding cannot be used for this transaction at this time. Habitat Charlotte Region is working through this matter but the timeline and path for resolution is undetermined. Please also note that House Charlotte is unavailable until fall of 2026.

Property details

Beds
3
Baths
2.5
SqFt
1,160
Lot
Year built
2025
Type
Townhome
Days on market
1
Heating
Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Slab
Flooring
Carpet, Laminate, Vinyl
HOA dues
$215 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,411/ month

Principal & interest
$1,848
Property tax (~1.05%)
$261
Homeowners insurance
$87
HOA dues
$215

Down payment

$14,925 down · $283,575 financed

Income to qualify (28% rule)

~$103,369 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.