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Charlotte · Charlotte, NC

16106 Cloverleaf Court

Charlotte, NC · 2,365 sqft

$705,000

  • 4Beds
  • 2.5Baths
  • 2,365SqFt
  • 2007Year

About this home

Welcome to this beautifully appointed home in highly desirable Providence Pointe! Tucked away on a private, nearly 1/3 ACRE lot at the back of the community (cul-de-sac). Property offers a peaceful setting surrounded by mature trees, a fully fenced backyard, and exceptional outdoor living space perfect for relaxing or entertaining. Two storage sheds provide plenty of room for tools, hobbies, and outdoor equipment. Upon entry, you'll find a dedicated office with French Doors and a versatile formal dining room that could easily serve as a den or flex space. Continue into the dramatic great room where soaring two-story ceilings and a STUNNING wall floor-to-ceiling windows flood the home with natural light. A gas fireplace creates a warm and inviting ambiance, making this the true heart of the home. A convenient main-level bedroom offers flexibility for guests or multi-generational living. The chef-inspired kitchen is sure to impress with a large center island, abundant cabinetry, granite countertops, tile backsplash, newer gas range and microwave, and a spacious breakfast area for everyday dining. Upstairs, the open catwalk overlooks the great room below, enhancing the home's airy feel and architectural charm. The spacious primary suite features vaulted ceilings, a luxurious ensuite bath with dual vanities, a large soaking tub, and a walk-in closet. Two additional bedrooms and a generous bonus storage area complete the upper level. The pride of ownership shines throughout. Major improvements include all new windows installed in October 2024 ($27,545), a new second-floor HVAC system with upgraded air supply to the primary suite in April 2024 ($14,420), a new water heater and pressure regulator valve in December 2022 ($3,113), and drainage systems added to both sides of the home in November 2023 ($6,000). No expense has been spared to provide true move-in-ready living and peace of mind. This is a rare opportunity to own a meticulously maintained home that offers exceptional value, thoughtful updates, and timeless appeal.

Property details

Beds
4
Baths
2.5
SqFt
2,365
Lot
Year built
2007
Type
Single Family
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$450 / 6mo

Features

  • Attic Other
  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)
  • In-Ground Irrigation
  • Rainwater Catchment

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,263/ month

Principal & interest
$4,366
Property tax (~1.05%)
$616
Homeowners insurance
$205
HOA dues
$75

Down payment

$35,250 down · $669,750 financed

Income to qualify (28% rule)

~$225,590 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.