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Charlotte · Charlotte, NC

16106 Cloverleaf Court

Charlotte, NC · 2,365 sqft

$665,000

Reduced from $705,000

  • 4Beds
  • 2.5Baths
  • 2,365SqFt
  • 2007Year
  • 44Days on market

About this home

Major $30K Price Improvement and $5K towards buyers closing costs! This is one of Providence Pointe's best values. Don't miss out on an opportunity to live in one of Ballantyne's sought after communities all within one of Charlotte's top rated school district. Nestled on a private, nearly 1/3-acre cul-de-sac lot offering a serene retreat surrounded by mature trees. Enjoy a fully fenced backyard and expansive outdoor living space ideal for entertaining, gardening, or simply unwinding in nature. Two storage sheds provide plenty of room for tools, hobbies, and outdoor equipment. Upon entry, you'll find a dedicated office with French Doors and a versatile formal dining room that could easily serve as a den or flex space. Continue into the dramatic great room where soaring two-story ceilings and a STUNNING wall floor-to-ceiling windows flood the home with natural light. A gas fireplace creates a warm and inviting ambiance, making this the true heart of the home. A convenient main-level bedroom offers flexibility for guests or multi-generational living. The chef-inspired kitchen is sure to impress with a large center island, abundant cabinetry, granite countertops, tile backsplash, newer gas range and microwave, and a spacious breakfast area for everyday dining. Upstairs, the open catwalk overlooks the great room below, enhancing the home's airy feel and architectural charm. The spacious primary suite features vaulted ceilings, a luxurious ensuite bath with dual vanities, a large soaking tub, and a walk-in closet. Two additional bedrooms and a generous bonus storage area complete the upper level. The pride of ownership shines throughout. Major improvements include all new windows installed in October 2024 ($27,545), a new second-floor HVAC system with upgraded air supply to the primary suite in April 2024 ($14,420), a new water heater and pressure regulator valve in December 2022 ($3,113), and drainage systems added to both sides of the home in November 2023 ($6,000). No expense has been spared to provide true move-in-ready living and peace of mind. This is a rare opportunity to own a meticulously maintained home that offers exceptional value, thoughtful updates, and timeless appeal.

Property details

Beds
4
Baths
2.5
SqFt
2,365
Lot
Year built
2007
Type
Single Family
Days on market
44
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$450 / 6mo

Features

  • Attic Other
  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)
  • In-Ground Irrigation
  • Rainwater Catchment

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,969/ month

Principal & interest
$4,118
Property tax (~1.05%)
$581
Homeowners insurance
$193
HOA dues
$75

Down payment

$33,250 down · $631,750 financed

Income to qualify (28% rule)

~$212,973 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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