Charlotte · Charlotte, NC
16033 Fieldstone Trace
Charlotte, NC · 3,106 sqft
$520,000
Reduced from $524,999
- 4Beds
- 2.5Baths
- 3,106SqFt
- 2020Year
- 44Days on market
About this home
Now Offering a Lender Credit!
Welcome home to this stunning, like-new residence in the highly sought-after Ridgewater community of Southwest Charlotte. Thoughtfully designed with both style and functionality in mind, this two-story home features recessed lighting, elegant molding, cased doorways, and a fully fenced private backyard—perfect for pets, entertaining, gardening, or simply unwinding after a long day.
The beautifully appointed kitchen is the heart of the home, showcasing abundant 42-inch cabinetry with decorative trim, a massive center island, stainless steel appliances, modern pendant lighting, a spacious walk-in pantry, and a dedicated coffee bar. The open-concept design flows seamlessly into the breakfast area and inviting family room, creating the perfect space for everyday living and hosting family and friends.
Conveniently located on the main level, the luxurious owner's suite serves as a private retreat with expansive windows that fill the room with natural light. The spa-inspired ensuite features dual vanities, a frameless glass shower, abundant cabinet storage, and generous walk-in closets.
Upstairs, you'll find three additional spacious bedrooms, a full bathroom, ample storage, and a versatile loft that can easily serve as a home office, media room, fitness space, or playroom. Additional highlights include a custom built-in drop zone, a dedicated laundry room, and a two-car garage.
Location truly sets this home apart. Nestled in the heart of Southwest Charlotte, you'll enjoy quick access to Lake Wylie, The Palisades, Rivergate Shopping Center, McDowell Nature Preserve, and countless shopping, dining, and outdoor recreation options. Commuting is effortless with nearby I-485, Charlotte Douglas International Airport, Uptown Charlotte, Carowinds, and the rapidly growing Steele Creek corridor just minutes away.
Why settle for just a home when you can enjoy resort-style amenities? Ridgewater offers residents a community pool and playground, giving you the perfect place to relax, stay active, and connect with neighbors.
The only thing this incredible home is missing is you!
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 3,106
- Lot
- —
- Year built
- 2020
- Type
- Single Family
- Days on market
- 44
- Garage
- 2
- Heating
- Central
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
- HOA dues
- $240 / qtr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,907/ month
- Principal & interest
- $3,220
- Property tax (~1.05%)
- $455
- Homeowners insurance
- $151
- HOA dues
- $80
Down payment
$26,000 down · $494,000 financed
Income to qualify (28% rule)
~$167,450 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 35 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


