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Charlotte · Charlotte, NC

16033 Fieldstone Trace

Charlotte, NC · 3,106 sqft

$520,000

Reduced from $524,999

  • 4Beds
  • 2.5Baths
  • 3,106SqFt
  • 2020Year
  • 44Days on market

About this home

Now Offering a Lender Credit!

Welcome home to this stunning, like-new residence in the highly sought-after Ridgewater community of Southwest Charlotte. Thoughtfully designed with both style and functionality in mind, this two-story home features recessed lighting, elegant molding, cased doorways, and a fully fenced private backyard—perfect for pets, entertaining, gardening, or simply unwinding after a long day.

The beautifully appointed kitchen is the heart of the home, showcasing abundant 42-inch cabinetry with decorative trim, a massive center island, stainless steel appliances, modern pendant lighting, a spacious walk-in pantry, and a dedicated coffee bar. The open-concept design flows seamlessly into the breakfast area and inviting family room, creating the perfect space for everyday living and hosting family and friends.

Conveniently located on the main level, the luxurious owner's suite serves as a private retreat with expansive windows that fill the room with natural light. The spa-inspired ensuite features dual vanities, a frameless glass shower, abundant cabinet storage, and generous walk-in closets.

Upstairs, you'll find three additional spacious bedrooms, a full bathroom, ample storage, and a versatile loft that can easily serve as a home office, media room, fitness space, or playroom. Additional highlights include a custom built-in drop zone, a dedicated laundry room, and a two-car garage.

Location truly sets this home apart. Nestled in the heart of Southwest Charlotte, you'll enjoy quick access to Lake Wylie, The Palisades, Rivergate Shopping Center, McDowell Nature Preserve, and countless shopping, dining, and outdoor recreation options. Commuting is effortless with nearby I-485, Charlotte Douglas International Airport, Uptown Charlotte, Carowinds, and the rapidly growing Steele Creek corridor just minutes away.

Why settle for just a home when you can enjoy resort-style amenities? Ridgewater offers residents a community pool and playground, giving you the perfect place to relax, stay active, and connect with neighbors.

The only thing this incredible home is missing is you!

Property details

Beds
4
Baths
2.5
SqFt
3,106
Lot
Year built
2020
Type
Single Family
Days on market
44
Garage
2
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
HOA dues
$240 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,907/ month

Principal & interest
$3,220
Property tax (~1.05%)
$455
Homeowners insurance
$151
HOA dues
$80

Down payment

$26,000 down · $494,000 financed

Income to qualify (28% rule)

~$167,450 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.