Union Mills · Union Mills, NC
157 Spring Valley Drive
Union Mills, NC · 2,005 sqft
$450,000
- 2Beds
- 2Baths
- 2,005SqFt
- 1993Year
- 3Days on market
About this home
PRISTINE 5 ACRE NATURE RETREAT near Lake Lure! Must-see cozy cabin in a beautiful private setting. This property is brimming with wildlife, wildflowers, and your very own waterfall. Wonderful opportunity for a second home, work from home or full-time residence. The cabin features soaring ceilings, exposed beams and whimsical touches. 2 spacious bedrooms with ensuite baths. Plenty of parking (bring your boat!), plenty of storage and an open flow with tons of natural light. There are 2 additional mini cabins that are perfect for a workshop, artist studio or expansion for guests. Unwind on the covered deck or next to the soothing stream. Many recent updates including new HVAC, deck upgrades, full exterior paint, survey, gutters and guards, new roofs on smaller cabins along with extensive land and hardscaping. This peaceful sanctuary is not one to miss! No HOA.
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 2,005
- Lot
- —
- Year built
- 1993
- Type
- Single Family
- Days on market
- 3
- Style
- Cabin
- Heating
- Central, Ductless
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Wood
Features
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,255/ month
- Principal & interest
- $2,786
- Property tax (~0.90%)
- $337
- Homeowners insurance
- $131
- HOA dues
- —
Down payment
$22,500 down · $427,500 financed
Income to qualify (28% rule)
~$139,531 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.