Rutherfordton · Rutherfordton, NC
155 Fernwood Circle
Rutherfordton, NC · 1,833 sqft
$299,900
- 3Beds
- 2Baths
- 1,833SqFt
- 1955Year
- 20Days on market
About this home
Great Opportunity: Seller is offering $5000 SELLER CREDIT toward Buyer Closing Cost or RATE BUY-DOWN with acceptable Offer!
Welcome to 155 Fernwood Circle in charming Rutherfordton! This move-in-ready home offers comfortable main-level living with thoughtful updates and a spacious backyard perfect for enjoying the peaceful surroundings. Beautiful hardwood floors flow throughout much of the main living area, adding warmth and character to the home. A large backyard fence was added this year, creating a wonderful space for pets, gardening, entertaining, or simply relaxing while overlooking the neighboring picturesque pastureland. At the heart of the home is an exceptionally spacious kitchen boasting new LVP flooring. This is a chefs dream offering an abundance of storage, generous workspace, and plenty of room for entertaining family and friends.
Just off the kitchen, a large mudroom adds even more functionality with a convenient laundry area and built-in nook an ideal spot for additional storage, a workspace, or an organized drop zone for everyday essentials.
155 Fernwood Circle combines move-in-ready convenience, quiet surroundings in a charming neighborhood, and all major systems of home replaced within the past 8 years including: Septic (2025), all windows/inside doors (2023), Water Heater (2020), Roof (2018), HVAC (2018).
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,833
- Lot
- —
- Year built
- 1955
- Type
- Single Family
- Days on market
- 20
- Heating
- Heat Pump
- Cooling
- Central Air, Electric
- Foundation
- Basement
- Flooring
- Tile, Vinyl, Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,169/ month
- Principal & interest
- $1,857
- Property tax (~0.90%)
- $224
- Homeowners insurance
- $87
- HOA dues
- —
Down payment
$14,995 down · $284,905 financed
Income to qualify (28% rule)
~$92,990 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.