Albemarle · Albemarle, NC
1508 Old Charlotte Road
Albemarle, NC · 1,553 sqft
$318,500
Reduced from $324,000
- 3Beds
- 3Baths
- 1,553SqFt
- 1940Year
- 43Days on market
About this home
USDA Mortgage Eligible! This home may qualify for USDA Rural Development financing, offering qualified buyers the opportunity to purchase with 100% financing and potentially no down payment.
Charming Fully Renovated Ranch with Finished Basement in Albemarle!!
Welcome to this beautifully updated 3-bedroom, 3-bathroom ranch-style home nestled in a quiet, established neighborhood in Albemarle, NC. Every inch of this home has been thoughtfully renovated, offering modern comfort with timeless charm.
Step inside to discover an open concept living space with new flooring, fresh paint, and an abundance of natural light. The stunning kitchen features quartz countertops, stainless steel appliances, new cabinetry and and a island-bar perfect for entertaining.
The main level offers two spacious bedrooms, including a primary suite with a private bath and ample closet space. Each bathroom has been fully remodeled with stylish tile, updated fixtures and contemporary finishes.
Downstairs, the finished basement provides additional living space ideal for a family room, home office, gym or guest suite-complete with a full bathroom and separate entrance.
Outside, enjoy a large backyard with room to garden or relax, plus a new deck for outdoor gatherings. With new electrical, plumbing, HVAC and newer roof, this home is truly move-in ready.
Conveniently located near shopping, dining, parks and Lake Tillery - don't miss your chance to own this turnkey gem in Albemarle!
Property details
- Beds
- 3
- Baths
- 3
- SqFt
- 1,553
- Lot
- —
- Year built
- 1940
- Type
- Single Family
- Days on market
- 43
- Style
- Ranch
- Heating
- Heat Pump
- Cooling
- Central Air, Heat Pump
- Foundation
- Basement, Crawl Space
- Flooring
- Vinyl
Features
- Breakfast Bar
- Kitchen Island
- Open Floorplan
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,304/ month
- Principal & interest
- $1,972
- Property tax (~0.90%)
- $238
- Homeowners insurance
- $92
- HOA dues
- —
Down payment
$15,925 down · $302,575 financed
Income to qualify (28% rule)
~$98,757 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.