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Hickory · Hickory, NC

1491 20th Avenue NE #6

Hickory, NC · 1,020 sqft

$189,900

  • 2Beds
  • 1Baths
  • 1,020SqFt
  • 1995Year
  • 1Days on market

About this home

Brick, one-level condominium in the highly desirable NE Hickory area. This well-maintained 2-bedroom, 1-bath condo features an easy-flowing single-level floor plan with laminate wood-style flooring throughout the main living areas & front BR, new neutral carpet in back BR, and a small ceramic tile entry. Fresh NEUTRAL interior paint in most rooms. The inviting living room features a fireplace with electric logs, creating a warm and comfortable gathering space. The kitchen opens to the dining area w/chair rail moldings and is equipped with mostly all-stainless-steel appliances, including a smooth-top range, built-in microwave, refrigerator, and white/cream dishwasher. The refrigerator, washer, and dryer remain with the home. The kitchen features include a pantry closet and a conveniently located laundry closet. Just off the dining area, step outside to a private rear deck with a gated entrance, retractable awning/sunshade, and exterior storage closet—an ideal space for relaxing, entertaining, or enjoying the mature landscaping surrounding the rear of the property. Both bedrooms offer generous closet space and are conveniently positioned near the full hall bathroom. There is a separate hallway linen closet. This condo is over a crawlspace and combines the ease of one-level living with the durability of a brick exterior. This condo provides convenient access to Downtown Hickory, Lenoir Rhyne University, and the greater Hickory, NC area while offering a low-maintenance lifestyle. Monthly HOA dues are $160 and include exterior maintenance, water, sewer, trash, landscaping, parking area maintenance, & management fees. Buyer pays a one-time $320 HOA new owner fee at closing. HOA is managed by Shook & Tarlton (828-324-9780).

Property details

Beds
2
Baths
1
SqFt
1,020
Lot
Year built
1995
Type
Condo
Days on market
1
Heating
Forced Air
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Laminate, Tile
HOA dues
$160 / mo

Features

  • Attic Other
  • Pantry
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,533/ month

Principal & interest
$1,176
Property tax (~0.90%)
$142
Homeowners insurance
$55
HOA dues
$160

Down payment

$9,495 down · $180,405 financed

Income to qualify (28% rule)

~$65,739 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.