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Fort Mill · Fort Mill, SC

147 Monteray Oaks Circle

Fort Mill, SC · 3,802 sqft

$831,000

Reduced from $855,000

  • 5Beds
  • 3.5Baths
  • 3,802SqFt
  • 2016Year
  • 21Days on market

About this home

147 Monteray Oaks Cir is a two-story Fort Mill home built in 2016, with hardwood flooring across the main level. The kitchen includes a center island that adds prep space and casual seating, along with dark cabinetry for organized storage. A fireplace anchors the main living area, adding warmth, while a separate dining room with wainscoting accommodates larger meals. The primary bedroom features a tray ceiling, and its bathroom provides double sinks, a separate soaking tub, and a walk-in shower. Additional bedrooms, a study with French doors, and an upstairs loft supply flexible space, while a rear deck extends the living area outdoors. An attached garage completes this well-maintained residence.. Included 100-Day Home Warranty with buyer activation

Property details

Beds
5
Baths
3.5
SqFt
3,802
Lot
Year built
2016
Type
Single Family
Days on market
21
Garage
3
Heating
Central, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile
HOA dues
$745 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,074/ month

Principal & interest
$5,146
Property tax (~0.90%)
$623
Homeowners insurance
$242
HOA dues
$62

Down payment

$41,550 down · $789,450 financed

Income to qualify (28% rule)

~$260,328 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Fort Mill

York SC · Top-rated schools

Fast-growing York County (SC) town just over the line from Ballantyne — top-tier school district draws relocating families from Charlotte.

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