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Statesville · Statesville, NC

147 Island Terrace Road

Statesville, NC · 1,047 sqft

$329,900

  • 3Beds
  • 2Baths
  • 1,047SqFt
  • 2001Year
  • 1Days on market

About this home

Discover peaceful, single-story living near Lake Norman at this charming 3-bedroom, 2-bath ranch in Statesville. Set on approximately one acre, the property offers room to spread out while remaining convenient to Troutman, Statesville, shopping, dining, and I-40. Inside, the practical one-level floor plan includes a welcoming living area, kitchen and breakfast space, a private primary bedroom, two additional bedrooms, and main-level laundry. Outdoor features include a front porch, rear deck, and storage shed, creating plenty of space for relaxing, entertaining, pets, gardening, or weekend projects. A backup generator adds extra peace of mind. Enjoy the quiet setting and proximity to Lake Norman boating, swimming, fishing, and public access points. This home offers an appealing combination of privacy, convenience, and lake-area living.

Property details

Beds
3
Baths
2
SqFt
1,047
Lot
Year built
2001
Type
Single Family
Days on market
1
Style
Ranch
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air, Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,386/ month

Principal & interest
$2,043
Property tax (~0.90%)
$247
Homeowners insurance
$96
HOA dues

Down payment

$16,495 down · $313,405 financed

Income to qualify (28% rule)

~$102,292 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.