Albemarle · Albemarle, NC
1466 White Oak Avenue
Albemarle, NC · 1,155 sqft
$220,000
Reduced from $225,000
- 2Beds
- 1Baths
- 1,155SqFt
- 1941Year
- 36Days on market
About this home
Welcome home to this adorable 2-bedroom cottage nestled in desirable West Albemarle! Full of charm and character, this inviting home features beautiful hardwood floors, a cozy side porch that's perfect for morning coffee or relaxing evenings, and a spacious layout ready for your personal touch. The full basement offers abundant storage or potential for additional living space, while the large deck overlooks a generous, fully fenced backyard—ideal for entertaining, gardening, pets, or play. Whether you're a first-time buyer, downsizing, or looking for a great investment, this charming cottage combines comfort, outdoor living, and a fantastic location close to everything West Albemarle has to offer.
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 1,155
- Lot
- —
- Year built
- 1941
- Type
- Single Family
- Days on market
- 36
- Style
- Cottage
- Heating
- Central
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Basement
- Flooring
- Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,591/ month
- Principal & interest
- $1,362
- Property tax (~0.90%)
- $165
- Homeowners insurance
- $64
- HOA dues
- —
Down payment
$11,000 down · $209,000 financed
Income to qualify (28% rule)
~$68,215 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.