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Charlotte · Charlotte, NC

14621 Smith Road

Charlotte, NC · 1,520 sqft

$364,900

Reduced from $374,000

  • 3Beds
  • 2Baths
  • 1,520SqFt
  • 1992Year
  • 29Days on market

About this home

Priced to move—updated, move-in ready ranch in south Charlotte with no HOA and exceptional value under $365K.

This beautifully maintained 3-bedroom, 2-bath home offers the rare combination of modern updates, one-level living, and a private, tree-filled setting—all in a highly convenient location.

Inside, you’ll find hardwood flooring throughout the main living areas, creating a warm, cohesive feel from the moment you walk in. The spacious kitchen is designed for both daily living and entertaining, featuring a gas range, built-in microwave, and an oversized pantry rarely found in homes at this price point.

The primary suite is a true highlight, offering a tray ceiling, generous walk-in closet, and a fully renovated en-suite bath with dual vanities and a walk-in shower—delivering the clean, updated feel today’s buyers expect.

Step outside and enjoy one of the home’s standout features: a large, private lot with mature trees and protected green space views across the street, providing a level of privacy that’s hard to find in this area. The oversized deck is perfect for relaxing, entertaining, or simply enjoying the peaceful surroundings.

Additional upgrades—including a newer HVAC system, updated gutters, and well-maintained systems throughout—make this a true move-in ready opportunity with no deferred maintenance.

Located just minutes from I-77, Rivergate shopping and dining, and the greenway, this home offers the perfect balance of accessibility and quiet neighborhood living.

Vacant and ready for immediate move-in. At this price point—with updates, no HOA, and privacy—this is one of the strongest values in the area. Schedule your showing today before it’s gone.

Property details

Beds
3
Baths
2
SqFt
1,520
Lot
Year built
1992
Type
Single Family
Days on market
29
Garage
2
Heating
Central, ENERGY STAR Qualified Equipment, Forced Air, Natural Gas
Cooling
Central Air, Electric, ENERGY STAR Qualified Equipment
Foundation
Crawl Space
Flooring
Wood

Features

  • Attic Stairs Pulldown
  • Entrance Foyer
  • Open Floorplan
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,685/ month

Principal & interest
$2,259
Property tax (~1.05%)
$319
Homeowners insurance
$106
HOA dues

Down payment

$18,245 down · $346,655 financed

Income to qualify (28% rule)

~$115,099 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.