Charlotte · Charlotte, NC
14621 Smith Road
Charlotte, NC · 1,520 sqft
$364,900
Reduced from $374,000
- 3Beds
- 2Baths
- 1,520SqFt
- 1992Year
- 29Days on market
About this home
Priced to move—updated, move-in ready ranch in south Charlotte with no HOA and exceptional value under $365K.
This beautifully maintained 3-bedroom, 2-bath home offers the rare combination of modern updates, one-level living, and a private, tree-filled setting—all in a highly convenient location.
Inside, you’ll find hardwood flooring throughout the main living areas, creating a warm, cohesive feel from the moment you walk in. The spacious kitchen is designed for both daily living and entertaining, featuring a gas range, built-in microwave, and an oversized pantry rarely found in homes at this price point.
The primary suite is a true highlight, offering a tray ceiling, generous walk-in closet, and a fully renovated en-suite bath with dual vanities and a walk-in shower—delivering the clean, updated feel today’s buyers expect.
Step outside and enjoy one of the home’s standout features: a large, private lot with mature trees and protected green space views across the street, providing a level of privacy that’s hard to find in this area. The oversized deck is perfect for relaxing, entertaining, or simply enjoying the peaceful surroundings.
Additional upgrades—including a newer HVAC system, updated gutters, and well-maintained systems throughout—make this a true move-in ready opportunity with no deferred maintenance.
Located just minutes from I-77, Rivergate shopping and dining, and the greenway, this home offers the perfect balance of accessibility and quiet neighborhood living.
Vacant and ready for immediate move-in. At this price point—with updates, no HOA, and privacy—this is one of the strongest values in the area. Schedule your showing today before it’s gone.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,520
- Lot
- —
- Year built
- 1992
- Type
- Single Family
- Days on market
- 29
- Garage
- 2
- Heating
- Central, ENERGY STAR Qualified Equipment, Forced Air, Natural Gas
- Cooling
- Central Air, Electric, ENERGY STAR Qualified Equipment
- Foundation
- Crawl Space
- Flooring
- Wood
Features
- Attic Stairs Pulldown
- Entrance Foyer
- Open Floorplan
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,685/ month
- Principal & interest
- $2,259
- Property tax (~1.05%)
- $319
- Homeowners insurance
- $106
- HOA dues
- —
Down payment
$18,245 down · $346,655 financed
Income to qualify (28% rule)
~$115,099 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 24 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


