Rutherfordton · Rutherfordton, NC
146 Major Fergusons Hill
Rutherfordton, NC · 3,680 sqft
$695,000
Reduced from $725,000
- 5Beds
- 5Baths
- 3,680SqFt
- 2000Year
- 57Days on market
About this home
Welcome to this beautifully updated 5-bedroom, 5-bath home situated on ~1.9 landscaped acres in the established Gilbertown community just outside Rutherfordton! Designed with space and versatility in mind, this move-in-ready home features generous living areas, stylish updates, and an ideal layout for multi-generational living or entertaining. Enjoy nearly 500 square feet of covered and uncovered decking overlooking the fully fenced backyard—perfect for pets, play, or relaxing outdoors. A detached two-stall garage provides additional parking, storage, or hobby space. The fully finished walkout basement adds exceptional flexibility with additional rooms, a full bath, plus a large storage/workshop area, making this home as functional as it is spacious. Minutes from restaurants, shopping, healthcare, and only an hour away from Asheville, Charlotte and Greenville, this property offers the peace and comfort of high end country living with everyday convenience.
Property details
- Beds
- 5
- Baths
- 5
- SqFt
- 3,680
- Lot
- —
- Year built
- 2000
- Type
- Single Family
- Days on market
- 57
- Garage
- 2
- Heating
- Central, Electric, Forced Air, Heat Pump
- Cooling
- Ceiling Fan(s), Central Air, Electric, Heat Pump
- Foundation
- Basement, Slab
- Flooring
- Concrete, Tile, Wood
Features
- Built-in Features
- Cable Prewire
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Split Bedroom
- Walk-In Closet(s)
- Fence
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$5,028/ month
- Principal & interest
- $4,304
- Property tax (~0.90%)
- $521
- Homeowners insurance
- $202
- HOA dues
- —
Down payment
$34,750 down · $660,250 financed
Income to qualify (28% rule)
~$215,498 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.