Charlotte · Charlotte, NC
14522 Harbor Estate Road
Charlotte, NC · 2,870 sqft
$565,000
Reduced from $580,000
- 4Beds
- 2.5Baths
- 2,870SqFt
- 1987Year
- 66Days on market
About this home
New HVAC, Fresh Interior Paint, New LED Lighting, No HOA, Walk to the Lake!
Welcome to this beautifully maintained cedar home tucked away in the peaceful Harbor Estates community. Featuring distinctive architecture, soaring ceilings, warm natural finishes, and timeless curb appeal, this home offers the perfect blend of character, comfort, and privacy.
With approximately 2880 square feet of living space, this spacious home offers four bedrooms, three full bathrooms, and a flexible floor plan designed for both everyday living and entertaining. The inviting layout includes a welcoming foyer, formal and casual living spaces, a cozy fireplace, and an attached garage.
Recent updates include a brand-new HVAC system, fresh paint throughout the entire first floor, and new LED lighting throughout the home, giving buyers peace of mind and a fresh, move-in-ready feel.
Situated on a beautifully wooded lot, the backyard provides a private retreat with plenty of space for children, pets, entertaining, or simply relaxing among the trees.
Enjoy the best of Lake Wylie living with no HOA and the convenience of being just a short walk to the lake. You're also only minutes from Lake Wylie, The Palisades Country Club, excellent schools, shopping, driving, and everyday conveniences.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 2,870
- Lot
- —
- Year built
- 1987
- Type
- Single Family
- Days on market
- 66
- Garage
- 2
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Wood
Features
- Fire Pit
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,158/ month
- Principal & interest
- $3,499
- Property tax (~1.05%)
- $494
- Homeowners insurance
- $164
- HOA dues
- —
Down payment
$28,250 down · $536,750 financed
Income to qualify (28% rule)
~$178,216 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 27 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.
