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Concord · Concord, NC

145 Saint Charles Avenue NE

Concord, NC · 1,090 sqft

$274,900

Reduced from $290,000

  • 2Beds
  • 1.5Baths
  • 1,090SqFt
  • 1920Year
  • 100Days on market

About this home

$15k Price Improvement!! Yes, it’s just as charming in person! This beautifully updated bungalow truly has it all. Picture yourself on the covered front porch, gently rocking in your chair while sipping something delightful and soaking in the moment. Step inside to a bright, open family and dining area where newer LVP flooring flows seamlessly throughout. The expansive great room is thoughtfully designed to maximize space, offering flexibility to create distinct living areas while still feeling airy and inviting. The spacious kitchen features a gas stove, granite countertops, a stylish subway tile backsplash, stainless steel appliances, and a bistro nook area. Just off the kitchen, you’ll find a convenient laundry area complete with cabinets and a storage closet. Continue outside to the large deck, an ideal setting for entertaining guests or unwinding in your own private retreat. The generous primary bedroom offers (2) closets and a ceiling fan for added comfort, while the main bathroom impresses with a chic vanity and tiled tub/shower combo. Currently operating as an Airbnb, this home is being sold fully furnished (with select exclusions), making it a turnkey opportunity. All of this sits on a flat, quarter-acre lot with a fully fenced backyard, perfect for gardening, outdoor fun, or even adding a pool. Brand NEW 2025 HVAC, Ample parking and so much more await! All just minutes from the energy and charm of vibrant downtown Concord.

Property details

Beds
2
Baths
1.5
SqFt
1,090
Lot
Year built
1920
Type
Single Family
Days on market
100
Style
Bungalow
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Laminate

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,993/ month

Principal & interest
$1,702
Property tax (~0.92%)
$210
Homeowners insurance
$80
HOA dues

Down payment

$13,745 down · $261,155 financed

Income to qualify (28% rule)

~$85,434 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.