View all 46 photos →

Waynesville · Waynesville, NC

145 Banjo Lane

Waynesville, NC · 2,426 sqft

$767,500

  • 3Beds
  • 2Baths
  • 2,426SqFt
  • 2024Year
  • 8Days on market

About this home

Take in sweeping Blue Ridge Mountain views from this inviting 3-bedroom, 2-bath mountain chalet with a bonus room in Waynesville, offering an ideal combination of privacy, recreation, and convenient access to Western North Carolina attractions. The home features one spacious living area, a fully equipped kitchen with bar seating, dedicated workspace, and a versatile game room complete with ping-pong, darts, board games, oversized Connect 4, and additional seating.

Outdoor living is a highlight, with a spacious wraparound deck positioned to capture the surrounding mountain scenery. Relax in the private hot tub, gather around the propane fire pit, or enjoy the peaceful setting and changing mountain views throughout the day. The flexible bedroom configuration includes three queen bedrooms, a bunk room, and additional sleeping space, while two full bathrooms and in-home laundry add everyday convenience.

Located within easy reach of Downtown Waynesville, Lake Junaluska, the Blue Ridge Parkway, Pisgah National Forest, Great Smoky Mountains National Park, hiking, waterfalls, skiing, and numerous year-round recreational destinations. Ample gravel parking accommodates up to four vehicles. With its desirable mountain setting, extensive amenities, and proximity to some of Western North Carolina's most popular destinations, this property presents an appealing opportunity for a primary residence, mountain getaway, or potential short-term rental investment.

Property details

Beds
3
Baths
2
SqFt
2,426
Lot
Year built
2024
Type
Single Family
Days on market
8
Garage
1
Style
A-Frame
Heating
Ductless, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Ductless
Foundation
Basement
View
Long Range, Mountain(s)

Features

  • Walk-In Closet(s)
  • Fire Pit
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,552/ month

Principal & interest
$4,753
Property tax (~0.90%)
$575
Homeowners insurance
$223
HOA dues

Down payment

$38,375 down · $729,125 financed

Income to qualify (28% rule)

~$237,978 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.