Cherryville · Cherryville, NC
144 Oak Point Drive
Cherryville, NC · 2,945 sqft
$775,000
- 4Beds
- 2.5Baths
- 2,945SqFt
- 1986Year
- 21Days on market
About this home
Welcome to this beautiful two-story waterfront home on Moss Lake, situated on a level .687-acre lot with stunning lake access and a private boat dock. Offering 4 bedrooms and 2.5 baths, this home combines spacious living areas with plenty of storage and room to enjoy lake life. The main level features a welcoming kitchen with stainless steel appliances, breakfast room, family room, and office. Hardwood floors flow through the kitchen, breakfast room, and family room, adding warmth and character to the living spaces. Upstairs, you'll find four bedrooms, including a spacious primary suite, along with two full baths. Recent updates include fresh interior paint and new carpet. Enjoy the outdoors from the covered front porch or rear deck overlooking the level yard and waterfront. A two-car garage and abundant storage provide plenty of space for vehicles, lake toys, and more. Whether you're looking for a full-time residence or a weekend getaway, this Moss Lake property offers the perfect opportunity to enjoy waterfront living with your own boat dock.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 2,945
- Lot
- —
- Year built
- 1986
- Type
- Single Family
- Days on market
- 21
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Crawl Space
- HOA dues
- $273 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$5,597/ month
- Principal & interest
- $4,799
- Property tax (~0.85%)
- $548
- Homeowners insurance
- $226
- HOA dues
- $22
Down payment
$38,750 down · $736,250 financed
Income to qualify (28% rule)
~$239,895 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.