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Charlotte · Charlotte, NC

14301 Harbor Estate Road

Charlotte, NC · 2,867 sqft

$793,000

  • 5Beds
  • 3.5Baths
  • 2,867SqFt
  • 1987Year
  • 21Days on market

About this home

Offering 3,748 square feet of heated living area, 5 bedrooms, 3 full baths and 2 half baths, this spacious Harbor Estates property features separate in-law living quarters with a private entrance, full kitchen, living room, bedroom, full bathroom and dedicated laundry. Situated on a private .79-acre lot, the in-law suite adds valuable additional living space while providing a versatile, self-contained second living area separate from the main residence.

The main home spans more than 2,800 square feet across four levels with a flexible floor plan designed for comfortable everyday living and entertaining. A bright, welcoming living room greets you upon entry, while the lower level features a dedicated dining room that flows seamlessly into the kitchen and family room.

The well-appointed kitchen features a large island with built-in cooktop, generous cabinetry and counter space, built-in desk and spacious pantry. The adjoining family room is anchored by a striking fireplace and wet bar, with convenient access to both the screened-in porch and additional back porch, creating an easy connection between indoor and outdoor living.

Generously sized secondary bedrooms share a full bathroom, while the top level is dedicated to a private primary retreat filled with natural light. The spacious ensuite features a soaking tub, standalone shower and large walk-in closet.

A standout feature is the separate in-law suite, complete with its own private outdoor entrance, living room, full kitchen, bedroom, full bathroom and laundry. This self-contained space offers exceptional flexibility for extended stays, guests or a variety of living arrangements while maintaining privacy from the main residence.

Outside, enjoy the space and privacy of the .79-acre setting. Two garages provide an impressive 1,400+ square feet for vehicles, recreational equipment, workshop needs and additional storage.

With 3,748 square feet of heated living area, 5 bedrooms, 3 full baths, 2 half baths, two kitchens, separate living quarters, two garages and multiple outdoor living spaces, this Harbor Estates property offers a hard-to-find combination of space, privacy and versatility. Appliances in both living spaces convey.

Property details

Beds
5
Baths
3.5
SqFt
2,867
Lot
—
Year built
1987
Type
Single Family
Days on market
21
Garage
4
Style
Traditional
Heating
Electric, Heat Pump, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Laminate, Tile

Features

  • Entrance Foyer
  • Kitchen Island
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,836/ month

Principal & interest
$4,911
Property tax (~1.05%)
$693
Homeowners insurance
$231
HOA dues
—

Down payment

$39,650 down · $753,350 financed

Income to qualify (28% rule)

~$250,133 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

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