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Rutherfordton · Rutherfordton, NC

143 S Ridgecrest Avenue

Rutherfordton, NC · 2,832 sqft

$374,900

Reduced from $399,000

  • 4Beds
  • 3Baths
  • 2,832SqFt
  • 1893Year
  • 51Days on market

About this home

Historic 1893 Beauty with Modern Luxury in the Heart of Rutherfordton.
Discover the perfect fusion of stately charm and contemporary comfort in this beautifully renovated 1890s home, located less than half a mile from downtown Rutherfordton and Rutherford Hospital. Thoughtfully updated while preserving its timeless character, this residence showcases soaring ceilings, intricate dental molding, and original hardwood floors refinished in 2024. The main level features a spacious room anchored by a rustic fireplace with exposed wood beams, along with elegant living and dining rooms highlighted by classic chandeliers. The fully updated chef’s kitchen offers new stainless steel appliances, and the main-level primary suite provides convenience and luxury with its modern ensuite bathroom. Additional bedrooms—including a front bedroom or library with a cozy wood-burning fireplace—offer flexible space for relaxation or working from home. Outside, the circular driveway and mature, flowering landscaping create a serene and picturesque setting. The cedar wood siding adds to the home’s historic appeal, while recent updates such as the 2024 roof and refinished flooring throughout ensure comfort and peace of mind. All appliances, including the washer and dryer, convey. Enjoy easy access to the Thermal Belt Rail Trail, downtown shops, and an effortless drive to Lake Lure and the renowned Tryon International Equestrian Center (approximately 12 miles). A rear sunroom provides bonus potential but requires repair; code compliance unverified. With its blend of preserved craftsmanship and modern upgrades, this exceptional property offers a rare opportunity to own a piece of Rutherford County history—fully prepared for today’s lifestyle. There is an additional .45 acre parcel available adjacent to this property.

Property details

Beds
4
Baths
3
SqFt
2,832
Lot
Year built
1893
Type
Single Family
Days on market
51
Style
Traditional
Heating
Forced Air
Cooling
Central Air
Foundation
Crawl Space
Flooring
Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,712/ month

Principal & interest
$2,321
Property tax (~0.90%)
$281
Homeowners insurance
$109
HOA dues

Down payment

$18,745 down · $356,155 financed

Income to qualify (28% rule)

~$116,245 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.