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Fort Mill · Fort Mill, SC

1429 Towns Valley

Fort Mill, SC · 2,425 sqft

$449,000

  • 3Beds
  • 2.5Baths
  • 2,425SqFt
  • 2026Year

About this home

Discover a home that brings together the space you’ve been looking for and the low-maintenance lifestyle you’ve been wanting. Located in Fort Mill and just minutes from I-77, Kingsley, and historic downtown, this 2,425 sq. ft. residence offers an ideal setting with shopping, dining, and everyday conveniences all within easy reach. Inside, the thoughtfully designed 3-bedroom, 2.5-bath layout gives you room to spread out while maintaining a comfortable sense of connection. The main level centers around a spacious open-concept living area, creating an inviting backdrop for both relaxed evenings and entertaining guests. A private pocket study with French doors offers a dedicated space for working from home, reading, or simply having a quiet place to recharge. Upstairs, the versatile flex room gives you even more room to make the home your own. Create a dedicated media room for movie nights, a second home office, a playroom, or whatever space best fits your lifestyle. The details throughout the home add a refined touch, from the upgraded oak-tread staircase to the crisp white cabinetry and quartz countertops featured in the kitchen and baths. Together, these finishes create a bright, timeless feel that is easy to personalize. With a rear-load two-car garage, generous living spaces, flexible bonus space, and a location that puts you close to the best of Fort Mill, this home offers the perfect combination of style, functionality, and everyday convenience.

Property details

Beds
3
Baths
2.5
SqFt
2,425
Lot
Year built
2026
Type
Townhome
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$585 / qtr

Features

  • Drop Zone
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,443/ month

Principal & interest
$2,780
Property tax (~0.90%)
$336
Homeowners insurance
$130
HOA dues
$195

Down payment

$22,450 down · $426,550 financed

Income to qualify (28% rule)

~$147,578 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Fort Mill

York SC · Top-rated schools

Fast-growing York County (SC) town just over the line from Ballantyne — top-tier school district draws relocating families from Charlotte.

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