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Maggie Valley · Maggie Valley, NC

1426 Setzer Cove Road

Maggie Valley, NC · 1,792 sqft

$424,000

Reduced from $589,990

  • 2Beds
  • 3Baths
  • 1,792SqFt
  • 1999Year
  • 392Days on market

About this home

Under Contract- Backup Offers Accepted! Perched above Maggie Valley in the gated Valley Vista community, this mountain retreat captures the kind of long-range views buyers come to Western North Carolina searching for. From sunrise coffee on the deck to evenings in the hot tub overlooking the valley lights, this home is designed for peaceful mountain living.

Lovingly enjoyed by its current owners for years, this special property has been a place to relax, recharge, and make lasting memories. Now, after relocating, they are ready to pass this mountain retreat along to its next owners to enjoy just as much as they have.

The entry level welcomes you with a flexible reception area perfect for a home office, reading nook, or convenient drop space. Also on this level is a spacious second living area featuring a beautiful live-edge mantle, cozy fireplace, and a full bathroom with shower—ideal for guests, recreation, or additional gathering space.

Upstairs, the main living level showcases vaulted tongue-and-groove ceilings, skylights, and breathtaking mountain views. The open-concept kitchen, dining, and living areas create a warm and inviting atmosphere centered around a dramatic floor-to-ceiling stone fireplace. The kitchen blends style and function with a BOOS® butcher block island, upgraded countertops, and designer backsplash.

The upper level also features two spacious primary suites, offering privacy and flexibility for owners and guests alike.

Outdoor living is where this property truly shines, with multiple decks positioned to take in the sweeping mountain and valley views. Enjoy cool mountain air, peaceful surroundings, and evenings under the stars from the hot tub.

Additional features include: • New roof in 2022 • Community spring water included • Radon mitigation system • Large garage with utility sink • New 10-year battery smoke detectors • Operational hot tub (currently winterized)

Located in the gated Valley Vista community where short-term rentals are not permitted, this property is ideal for those seeking a true mountain retreat, second home, or full-time residence with a quieter atmosphere.

Now offered at $424,000 — an exceptional opportunity for gated mountain living with incredible views in Maggie Valley.

Property details

Beds
2
Baths
3
SqFt
1,792
Lot
Year built
1999
Type
Single Family
Days on market
392
Style
Cabin
Heating
Heat Pump, Other - See Remarks
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement, Slab
Flooring
Tile, Wood
HOA dues
$450 / yr

Features

  • Fire Pit
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,105/ month

Principal & interest
$2,625
Property tax (~0.90%)
$318
Homeowners insurance
$123
HOA dues
$37

Down payment

$21,200 down · $402,800 financed

Income to qualify (28% rule)

~$133,076 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.