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Fort Mill · Fort Mill, SC

1425 Towns Valley

Fort Mill, SC · 2,425 sqft

$439,000

  • 3Beds
  • 2.5Baths
  • 2,425SqFt
  • 2026Year
  • 1Days on market

About this home

Welcome home to a beautifully designed 2,425 sq. ft. residence in the heart of Fort Mill, where comfort, convenience, and thoughtful design come together. Just minutes from I-77, Kingsley, and historic downtown Fort Mill, this home puts shopping, dining, entertainment, and everyday essentials close to home. Offering 3 bedrooms, 2.5 baths, and a rear-load two-car garage, this home delivers the space and feel of a single-family home with the simplicity of low-maintenance living. The main level welcomes you with an open-concept design that makes everyday living and entertaining feel effortless. A private pocket study with French doors adds flexible space for working from home, reading, or simply having a quiet place to recharge. Beautiful finishes add warmth and style throughout, including upgraded oak-tread stairs and a thoughtfully appointed kitchen featuring crisp white cabinetry and elegant quartz countertops. The bathrooms carry the same clean, timeless design, creating a cohesive look that feels both fresh and inviting. With its spacious layout, thoughtful details, and convenient Fort Mill location, this home offers a comfortable place to settle in and make your own.

Property details

Beds
3
Baths
2.5
SqFt
2,425
Lot
Year built
2026
Type
Townhome
Days on market
1
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$585 / qtr

Features

  • Drop Zone
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,371/ month

Principal & interest
$2,718
Property tax (~0.90%)
$329
Homeowners insurance
$128
HOA dues
$195

Down payment

$21,950 down · $417,050 financed

Income to qualify (28% rule)

~$144,477 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Fort Mill

York SC · Top-rated schools

Fast-growing York County (SC) town just over the line from Ballantyne — top-tier school district draws relocating families from Charlotte.

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