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Fort Mill · Fort Mill, SC

1421 Towns Valley

Fort Mill, SC · 2,425 sqft

$449,000

  • 3Beds
  • 2.5Baths
  • 2,425SqFt
  • 2026Year
  • 1Days on market

About this home

Step into homeownership with this beautifully crafted 2,425 sq. ft. residence in the heart of Fort Mill. Ideally located just minutes from I-77, Kingsley, and historic downtown Fort Mill, you’ll enjoy easy access to local shops, restaurants, everyday conveniences, and everything this sought-after area has to offer. This 3-bedroom, 2.5-bath home features a rear-load two-car garage and offers the space and comfort of a single-family home with the ease of low-maintenance living. The main level is designed with both everyday living and entertaining in mind, featuring an open-concept layout that seamlessly connects the living, dining, and kitchen spaces. A private pocket study with French doors provides the perfect spot for a home office, reading nook, or quiet retreat. Upgraded oak-tread stairs add warmth and character, while the kitchen and bathrooms feature crisp white cabinetry paired with elegant quartz countertops for a clean, timeless look. Thoughtful finishes and an inviting layout come together to create a home that is both stylish and comfortable.

Property details

Beds
3
Baths
2.5
SqFt
2,425
Lot
Year built
2026
Type
Townhome
Days on market
1
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$585 / qtr

Features

  • Drop Zone
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,443/ month

Principal & interest
$2,780
Property tax (~0.90%)
$336
Homeowners insurance
$130
HOA dues
$195

Down payment

$22,450 down · $426,550 financed

Income to qualify (28% rule)

~$147,578 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Fort Mill

York SC · Top-rated schools

Fast-growing York County (SC) town just over the line from Ballantyne — top-tier school district draws relocating families from Charlotte.

Explore Fort Mill

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