View all 7 photos →

Cherryville · Cherryville, NC

142 harbor point Drive #31

Cherryville, NC · 1,500 sqft

$475,000

  • 3Beds
  • 2Baths
  • 1,500SqFt
  • 1997Year
  • 100x213x95x198Lot
  • 1Days on market

About this home

Waterfront opportunity with endless potential! Here is your chance to create the waterfront retreat you’ve always dreamed of! Nestled on a beautiful waterfront lot this three bedroom two bath ranch is loaded with potential and ready for someone with the vision to bring it back to life. Imagine mornings with coffee by the water, afternoons on the boat, and evenings, relaxing on the screened porch that connects to a spacious covered porch. The home needs remodeling, but the setting and possibilities make this one worth seeing! While there is currently no dock, the property offers the potential to add one giving you the opportunity to enjoy boating right from your own backyard. An annual fee to the city of Kings Mountain for the dock is approximately $525.

Property details

Beds
3
Baths
2
SqFt
1,500
Lot
100x213x95x198
Year built
1997
Type
Single Family
Days on market
1
Garage
2
Heating
Central, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
View
Water

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,416/ month

Principal & interest
$2,941
Property tax (~0.85%)
$336
Homeowners insurance
$138
HOA dues

Down payment

$23,750 down · $451,250 financed

Income to qualify (28% rule)

~$146,434 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.