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Huntersville · Huntersville, NC

14109 White Gardens Lane

Huntersville, NC · 3,654 sqft

$1,249,900

  • 5Beds
  • 4.5Baths
  • 3,654SqFt
  • 2025Year
  • 1Days on market

About this home

Gorgeous home with nearly every available upgrade situated on best lot in the community. Open floor plan, spacious rooms, and grand 10 foot ceilings with oversized interior doors create an elevated and modern feel. Well-appointed kitchen with stacked cabinets and KitchenAid commercial appliance package, quartz countertops, and hardwood floor throughout. Light filled sunroom off kitchen leads to large screened porch with outdoor gas fireplace and three-panel slider for true al-fresco California style living. Spacious gathering room accommodates a 100’ TV to entertain. Enclosed study, drop zone with cubby storage, and first-floor guest suite are also located on the main level. Owner’s suite features dual custom closets, spa bath, split vanities, and oversized frameless-glass shower. Enclosed second-floor loft creates a bonus/game room with lots of storage. Second floor laundry. 3 car garage and wide driveway. Minutes from Northstone, Birkdale Village, Target, and I-77.

Property details

Beds
5
Baths
4.5
SqFt
3,654
Lot
Year built
2025
Type
Single Family
Days on market
1
Garage
3
Style
Traditional
Heating
Central
Cooling
Central Air
Foundation
Slab
Flooring
Hardwood, Wood
HOA dues
$540 / qtr

Features

  • Attic Walk In
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$9,379/ month

Principal & interest
$7,740
Property tax (~1.05%)
$1,093
Homeowners insurance
$364
HOA dues
$180

Down payment

$62,495 down · $1,187,405 financed

Income to qualify (28% rule)

~$401,965 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Huntersville

Lake Norman · North Mecklenburg

North Mecklenburg lake town — Birkdale Village, Lake Norman waterfront access, and one of the strongest school systems in the metro.

Explore Huntersville

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