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Monroe · Monroe, NC

1406 Black Walnut Street

Monroe, NC · 2,228 sqft

$399,000

  • 4Beds
  • 2.5Baths
  • 2,228SqFt
  • 2023Year
  • 1Days on market

About this home

Built in 2023 and beautifully maintained, this move-in ready 4 bedroom, 2.5 bath home offers over 2,200 square feet of thoughtfully designed living space with nearly 2,600 square feet under roof. Fresh interior paint and modern finishes make this home feel like new. The open-concept floor plan is centered around a spacious kitchen featuring granite countertops, a gas range, under cabinet lighting, upgraded cabinetry, and a large single-bowl sink. Durable laminate flooring flows throughout the main living areas, while the spacious primary suite offers an upgraded bath with a glass shower enclosure and modern Moen fixtures.

Step outside to enjoy the covered back porch and extended patio, perfect for entertaining, grilling, or simply relaxing. One of the home’s most unique features is the approximately 380 square foot attached garage. Unlike a typical garage, it is insulated, carpeted, and heated and cooled, creating exceptional flex space for a home gym, workshop, game room, hobby area, or additional storage while still functioning as a garage.

Additional upgrades include blinds throughout, upgraded lighting, and durable fiber cement siding with brick accents for timeless curb appeal. Conveniently located just minutes from Historic Downtown Monroe, you’ll enjoy easy access to locally owned restaurants, breweries, boutiques, parks, and year-round community events while enjoying the comfort and energy efficiency of a nearly new home.

Seller is willing to remove carpet in garage prior to closing if preferred.

Property details

Beds
4
Baths
2.5
SqFt
2,228
Lot
Year built
2023
Type
Single Family
Days on market
1
Garage
2
Heating
Central
Cooling
Ceiling Fan(s), Central Air, Ductless
Foundation
Slab
Flooring
Carpet, Laminate
HOA dues
$785 / yr

Features

  • Breakfast Bar
  • Cable Prewire
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,952/ month

Principal & interest
$2,471
Property tax (~0.90%)
$299
Homeowners insurance
$116
HOA dues
$65

Down payment

$19,950 down · $379,050 financed

Income to qualify (28% rule)

~$126,521 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.