View all 31 photos →

Rock Hill · Rock Hill, SC

1405 Colony Road

Rock Hill, SC · 1,988 sqft

$433,500

Reduced from $440,000

  • 3Beds
  • 2Baths
  • 1,988SqFt
  • 1969Year
  • 86Days on market

About this home

Situated on a corner lot in an established Rock Hill neighborhood, this renovated brick ranch offers nearly 2,000 square feet with 3 bedrooms, 2 full bathrooms, a 2-car garage, and a layout that makes the most of every space. Extensive updates have brought a fresh, modern feel to the home while preserving original details, including the beautifully refinished hardwood floors. An open-concept layout that is an entertainer’s dream seamlessly connects the main living areas, centered around a striking dual-sided fireplace. The kitchen showcases gorgeous granite countertops, abundant cabinetry, and an oversized peninsula with barstool seating that naturally becomes a gathering place. Just off the kitchen, a walk-in pantry/laundry room with a utility sink provides the kind of storage and everyday function that's hard to find in homes of this era. The primary suite includes an updated ensuite with a tiled walk-in shower and a walk-in closet. Two additional bedrooms and an updated hall bathroom with a tiled shower complete the well-designed layout. Outside, the covered front porch, rear porch, and fenced-in backyard provide plenty of room to relax and enjoy the property, while the 2-car garage and two storage sheds provide additional parking and storage. The home has also seen significant recent improvements, including a new roof (2025), crawlspace encapsulation with dehumidifier and sump pump (2025), water heater (2026), water line to the street (2026), sewer line (2023), fresh paint (2026), and driveway extension (2026). Beyond the property itself, the location puts you minutes from downtown Rock Hill and Winthrop University, with continued investment and redevelopment in the surrounding area, including Miracle Park and Palmetto Research Park. For buyers looking for an updated ranch with substantial living space, major improvements already completed, and convenient access to Rock Hill's continued growth, this is the one!

Property details

Beds
3
Baths
2
SqFt
1,988
Lot
Year built
1969
Type
Single Family
Days on market
86
Garage
2
Style
Ranch
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Tile, Vinyl, Wood

Features

  • Attic Stairs Pulldown
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,136/ month

Principal & interest
$2,684
Property tax (~0.90%)
$325
Homeowners insurance
$126
HOA dues

Down payment

$21,675 down · $411,825 financed

Income to qualify (28% rule)

~$134,415 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.